Mesa County property record for 242 Elberta Ln, Grand Junction, CO 81503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,143 sqft · built 1961 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,900 (Oct 2001) |
| Tax Bill | $1,648 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2943-264-10-001 |
| Primary APN | 2943-264-10-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,143 sqft Living Area |
| 1st Floor Area | 2,143 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R046778 |
|---|---|
| Street Address | 242 ELBERTA LN |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81503-9422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT ONE MASONE SUBDIVISION SEC 26 1S 1E - 0.80AC |
| Legal Range | 001 |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | MASONE SUBDIVISION |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | MESA CO |
| Township / Civil Division | CLIFTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 1200 |
242 Elberta Ln is owned and occupied by two individuals who bought it in October 2001.
Source: Mesa County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 ELBERTA LN, GRAND JUNCTION, CO 81503-9422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Feb 3, 2017 | Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2001 · Amount on File |
| Deed Sale | Oct 30, 2001 · Amount on File |
| Deed Document Number | 20012022216 |
| Deed Book / Page | 2947 / 586 |
| Prior Transfer Date | Mar 11, 1999 |
| Prior Transfer Doc | 0001893685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 242 ELBERTA LN, GRAND JUNCTION, CO 81503-9422 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 242 ELBERTA LN, GRAND JUNCTION, CO 81503-9422 |
| Document Number | 0002945854 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2945854 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 242 ELBERTA LN, GRAND JUNCTION, CO 81503-9422 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 242 ELBERTA LN, GRAND JUNCTION, CO 81503-9422 |
| Document Number | 0002999730 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2999730 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 305 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 242 ELBERTA LN, GRAND JUNCTION, CO 81503-9422 |
| Document Number | 0002799644 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 242 ELBERTA LN GRAND JUNCTION CO 815039422, GRAND JUNCTION, CO 81503-9422 |
| Document Number | 0002799644 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 2799644 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | OMAHA, NE 68164 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 10, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 242 ELBERTA LN, GRAND JUNCTION, CO 81503-9422 |
| Document Number | 0002790114 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 242 ELBERTA LN GRAND JUNCTION CO 815039422, GRAND JUNCTION, CO 81503-9422 |
| Document Number | 0002790114 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 2790114 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 242 Elberta Ln was $1,648, down 5.3% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,648.00 (-5.29%) | $19,910 (-8.63%) Land $6,060 Building $13,850 | $318,600 Land $97,000 Building $221,600 |
| 2024 | $1,740.00 (+0.58%) | $21,790 (-) Land $5,160 Building $16,630 | |
| 2023 | $1,730.00 (+9.98%) | $21,790 (+12.73%) Land $5,160 Building $16,630 | $325,170 Land $76,980 Building $248,190 |
| 2022 | $1,573.00 | $19,330 Land $4,520 Building $14,810 | |
| 2021 | $278,030 Land $65,000 Building $213,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 242 Elberta Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 242 Elberta Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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