Anne Arundel County property record for 242 Edgewater Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,250 sqft · built 1963 |
| Lot Size | 0.176 acres (7,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Aug 2019) |
| Tax Bill | $4,226 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-240-03441205 |
| Primary APN | 01-240-03441205 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,250 sqft Living Area |
| Gross Area | 1,558 sqft |
| 1st Floor Area | 950 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,650 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 24003441205 |
|---|---|
| Street Address | 242 EDGEWATER DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 18R SC 4 EDGEWATER BEACH |
| Legal Subdivision | EDGEWATER BEACH |
| Legal Block | 2 |
| Legal Lot Number | 18R |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 701101 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 242 EDGEWATER DR, EDGEWATER, MD 21037-1343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 21, 2019 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Sep 6, 2001 · Amount on Record |
| Deed Book / Page | 33482 / 462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 242 EDGEWATER DR, EDGEWATER, MD 21037-1343 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 242 EDGEWATER DR, EDGEWATER, MD 21037-1343 |
| Document Number | 0376300272 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 37630/272 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 21, 2019 |
| Property Address | 242 EDGEWATER DR, EDGEWATER, MD 21037-1343 |
| Document Number | 0334820462 |
| Book / Page | 033482 / 000462 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2019 |
| Title Company | CARTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 242 EDGEWATER DR EDGEWATER MD 210371343, EDGEWATER, MD 21037-1343 |
| Document Number | 334820469 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 033482/000469 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 242 EDGEWATER DR, EDGEWATER, MD 21037-1343 |
| Document Number | 0313830001 |
| Book / Page | 031383 / 000001 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | PRUITT TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 242 EDGEWATER DR EDGEWATER MD 210371343, EDGEWATER, MD 21037-1343 |
| Document Number | 0313830001 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 031383/000001 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,200 (+7.83%) Land $243,200 Building $144,000 | $387,200 (+7.83%) Land $243,200 Building $144,000 | |
| 2025 | $4,226.00 (+20.57%) | ||
| 2023 | $3,505.00 Homeowner's exemption | $359,100 Land $243,200 Building $115,900 | $359,100 Land $243,200 Building $115,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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