242 E Oneida St, Chula Vista, CA 91911 Property Records

San Diego County property record for 242 E Oneida St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1960
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$633,500 (Oct 2025)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`620-210-16-00`

Property Details

APN / Parcel Number

Primary APN	`620-210-16-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	242 E ONEIDA ST
City	CHULA VISTA
State	CA
Zip	91911-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 230 TR 004304
Legal Subdivision	JUDSON ESTATES
Legal Tract	004304
Legal Block	1
Legal Lot Number	230
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	13302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 784, BONITA, CA 91908-0784
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MHL FUNDING
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 22, 2025	Grant Deed, Transfer · Conventional Mortgage JOALEAN REYNOLDS
Oct 22, 2025	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Oct 22, 2025 · Amount on Record
Deed Document Number	2025296373
Prior Transfer Date	Jul 9, 2001
Prior Transfer Doc	0000468321
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2026
Property Address	242 E ONEIDA ST, CHULA VISTA, CA 91911-3614
Document Number	0000123556
Instrument Date	Apr 30, 2026
Instrument	2026123556
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1034 SILVER OAK PL, CHULA VISTA, CA 91914-2656

Mortgage

Document Number	0000123556,
Date	May 1, 2026
Instrument	2026123556

Lender

Name	MHL FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	242 E ONEIDA ST, CHULA VISTA, CA 91911-3614
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8941 VIA ANDAR, SAN DIEGO, CA 92122-1511

Mortgage

Document Number	0000646067
Date	Sep 13, 2021
Instrument	2021-0646067

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2025
Property Address	242 E ONEIDA ST, CHULA VISTA, CA 91911-3614
Document Number	0000296373
Map Reference	MAP 4304
Instrument Date	Oct 10, 2025
Instrument	2025-0296373
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 784, BONITA, CA 91908-0784

Mortgage

Document Number	0000296374
Date	Oct 22, 2025
Instrument	2025-0296374

Lender

Name	JOALEAN REYNOLDS
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2025
Property Address	242 E ONEIDA ST, CHULA VISTA, CA 91911-3614
Document Number	0000296372
Map Reference	MAP 4304
Instrument Date	Oct 10, 2025
Instrument	2025-0296372
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 TECHNOLOGY DR STE 150, 150, IRVINE, CA 92618-1380
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	242 E ONEIDA ST, CHULA VISTA, CA 91911-3614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000364861
Date	Aug 11, 2017
Instrument	2017-0364861

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$633,333 (+360.21%) Land $347,307 Building $286,026
2025	$1,670.00 (+3.66%)	$137,618 (+4.04%) Land $75,467 Building $62,151
2024	$1,611.00 (+1.45%)
2023	$1,588.00 (+2.92%)	$132,277 Land $72,538 Building $59,739
2022	$1,543.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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