Lexington-Fayette Urban County property record for 242 E Lowry Ln, Lexington, KY 40503
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,050 sqft · built 1956 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,000 (Apr 2026) |
| Tax Bill | $2,178 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage May 2020 Mortgage + 6 more |
| APN | 26935400 |
| Primary APN | 26935400 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 242 E LOWRY LN |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40503-2615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | A-390A ZANDALE LOT; BOOK: 3716 PAGE: 649 |
| Legal Subdivision | ZANDALE |
| Legal Lot Number | 28 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 2700 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 31, 2018 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| May 22, 2020 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| Apr 1, 2015 | Deed of Trust, Mortgage JPMORGAN CHASE BK NA |
| Apr 9, 2026 | Deed, Transfer · Conventional Mortgage UNIVERSITY/KY FEDERAL CREDIT UNION |
| Apr 9, 2026 | Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Dec 2, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNIVERSITY OF KY FED CR UN |
| Dec 2, 2019 | Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY OF KY FED CR UN |
| Apr 2, 2008 | Deed, Transfer · Conventional Mortgage CENTURY LENDING CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on Record |
| Deed Sale | Apr 9, 2026 · Amount on Record |
| Prior Sale | Dec 2, 2019 · Amount on Record |
| Deed Document Number | 2026116 |
| Deed Book / Page | 4186 / 109 |
| Transfer Doc | 003716/649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009207/214 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 9207/214 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009626/010 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 9626/010 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008257/168 |
|---|---|
| Date | Apr 1, 2015 |
| Book Page | 8257/168 |
| Name | JPMORGAN CHASE BK NA |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Apr 9, 2026 |
| Property Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Document Number | 0000000116 |
| Book / Page | 4186 / 109 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 2026116 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,957.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000117, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20260409117 |
| Name | UNIVERSITY/KY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Apr 9, 2026 |
| Property Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Document Number | DB4186/109 |
| Book / Page | 4186 / 109 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 2026116 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,957.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000117, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20260409117 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009475/346 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 9475/346 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Dec 2, 2019 |
| Property Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Document Number | 003716/649 |
| Book / Page | 3716 / 649 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 009475/346 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 9475/346 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Apr 2, 2008 |
| Property Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Document Number | 002796/089 |
| Book / Page | 2796 / 089 |
| Map Reference | MB5 PG80 |
| Instrument Date | Mar 13, 2008 |
| Instrument | 200804020252 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1331 RANKIN MILL RD, 1331, FALMOUTH, KY 41040-8042 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 242 E LOWRY LN, LEXINGTON, KY 40503-2615 |
| Document Number | 006337/727 |
|---|---|
| Date | Apr 2, 2008 |
| Book Page | 6337/727 |
| Instrument | 200804020253 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2038 |
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,178.00 (+1.92%) | $174,100 (-) | $174,100 (-) |
| 2025 | $2,137.00 | $174,100 (-) | $174,100 (-) |
| 2023 | $2,137.00 | $174,100 | $174,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | May 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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