242 E Heritage Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 242 E Heritage Dr, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,706 sqft · built 2004
Lot Size0.171 acres (7,475 sqft)
OwnerIndividual Name on File
Last Sale$560,000 (Dec 2013)
Tax Bill$11,975 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN254-110-460-000

Property Details

APN / Parcel Number

Primary APN254-110-460-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,706 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,475 sqft (0.171 acres)
Garage TypeMixed
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address242 E HERITAGE DR
CityMOUNTAIN HOUSE
StateCA
Zip95391-1060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description03-FM PT OF 254-040-11 PER MTN HOUSE,NEIGH F, NO.3
Legal SubdivisionMOUNTAIN HOUSE NEIGHBORHOOD F UNIT #3
Legal Lot Number97
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1010
Census Tract5223

Owner

Source: San Joaquin County records · APN 254-110-460-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address242 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2022Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Jul 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 07, 2017Deed of Trust, Mortgage · ARM
MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2013 · Amount on Record
Deed SaleDec 17, 2013 · Amount on Record
Prior SaleMar 26, 2010 · Amount on Record
Deed Document Number2013-154422
Record UpdatedJun 07, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address242 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1060
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1060
InvestorPossibly a Property Investor

Mortgage

Document Number0000103934
DateSep 01, 2022
Instrument2022-103934
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address242 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1060
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 E HERITAGE DR, TRACY, CA 95391-1060
InvestorPossibly a Property Investor

Mortgage

Document Number0000121719
DateJul 21, 2021
Instrument2021-121719
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2041

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address242 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1060
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039185
DateApr 07, 2017
Instrument2017-039185
Lender
NameMB FINANCIAL BANK NA
TypeBank
AddressANN ARBOR, MI 48105
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,975.00 (+4.54%)$686,472 (+4.04%) Land $171,616 Building $514,856
2023$11,455.00 (+2.23%)$659,816 Land $164,952 Building $494,864
2022$11,205.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 653 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zinnia Networks
Fixed Wireless
400 / 80
UnWired Broadband Holding
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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