242 E Delaware Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 242 E Delaware Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,402 sqft · built 1955
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on Record
Last Sale	$63,750 (Oct 2014)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-0830-0017-00-2`

Property Details

APN / Parcel Number

Primary APN	`03-0830-0017-00-2`
Alternative APN	`11-03-0830-0017-00-2`

Interior

Full Baths	1 Bath
Building Area	1,402 sqft Living Area
1st Floor Area	1,402 sqft
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	242 E DELAWARE AVE
City	BENTON HARBOR
State	MI
Zip	49022-6645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 17 BLOSSOMLAND SUB
Legal Subdivision	BLOSSOMLAND SUB
Legal Lot Number	17
Legal Unit	17
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3024
Census Tract	2000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2444 LARA LN, STEVENSVILLE, MI 49127-8730
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage NAVY FCU
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2014 · Amount on Record
Deed Sale	Oct 21, 2014 · Amount on Record
Prior Sale	Mar 15, 2012 · Amount on Record
Deed Book / Page	3085 / 1411
Prior Transfer Date	Oct 16, 2014
Prior Transfer Doc	03085/1411
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	242 E DELAWARE AVE, BENTON HARBOR, MI 49022-6645
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03166/0120
Date	Mar 16, 2017
Book Page	3166/0120

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	242 E DELAWARE AVE, BENTON HARBOR, MI 49022-6645
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2444 LARA LN, STEVENSVILLE, MI 49127-8730

Mortgage

Document Number	03355/1500
Date	Dec 2, 2021
Book Page	3355/1500

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,600 (+18.86%)	$209,200 (+18.86%)
2025	$2,332.00 (+16.78%)
2023		$88,000	$176,000
2022	$1,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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