McLennan County property record for 242 Cotton St, Lorena, TX 76655
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 880 sqft · built 1950 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,427 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-001600-026800-1 |
| Primary APN | 44-001600-026800-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 212 ft deep x 206 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Storage Building | 84 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 242 COTTON ST |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | GALINDO I TRACT 10 ACRES 1.0 |
| Legal Subdivision | GALINDO I |
| Legal Tract | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 3701 |
242 Cotton St is owned by two individuals who acquired it in February 2015.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 274 W CENTRAL, LORENA, TX 76655-4426 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2015 |
| Deed Sale | Feb 27, 2015 |
| Deed Document Number | 20155773 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 242 Cotton St was $1,427, up 3.4% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Golinda City |
| County | McLennan County |
| Unified School District | Robinson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,556 (+2.42%) Land $42,000 Building $45,556 | $87,556 (+2.42%) Land $42,000 Building $45,556 | |
| 2025 | $1,427.00 (+3.41%) | $85,490 Land $35,550 Building $49,940 | $85,490 Land $35,550 Building $49,940 |
| 2024 | $1,380.00 | ||
| 2023 | $81,360 Land $35,550 Building $45,810 | $81,360 Land $35,550 Building $45,810 | |
| 2022 | $1,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 242 Cotton St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 10 (1989–2015) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Nov 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 242 Cotton St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Nextlink.
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