242 Co Rd 331, Florence, AL 35634 Property Records

Lauderdale County property record for 242 Co Rd 331, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,740 sqft · built 1999
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Mar 2018)
Tax Bill	$729 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-09-32-0-001-004-010`

Property Details

APN / Parcel Number

Primary APN	`04-09-32-0-001-004-010`
Alternative APNs	`093427` `93427` `2174`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Fiber Cement Siding
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	240 ft deep x 208 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	93427
Street Address	242 COUNTY ROAD 331
City	FLORENCE
State	AL
Zip	35634-6042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	208.26 X 240 BLUFF VIEW SHORES NO 4 LOT 10 1.15 AC/C SEC 32 T1S R10W PB 5 PG 22
Legal Range	10W
Legal Township	01S
Legal Section	32
Legal Subdivision	BLUFF VIEW SHORES ADDITION 4
Legal Lot Number	10
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2054
Census Tract	11502

Owner

242 Co Rd 331 is owned and occupied by an individual who bought it in March 2018.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	242 COUNTY ROAD 331, FLORENCE, AL 35634-6042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTH POINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Deed Document Number	0020189029
Deed Book / Page	2018 / 9029
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	242 COUNTY ROAD 331, FLORENCE, AL 35634-6042
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/32363
Date	May 21, 2021
Book Page	2021/32363

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 8, 2018
Property Address	242 COUNTY ROAD 331, FLORENCE, AL 35634-6042
Document Number	02018/9029
Book / Page	2018 / 9029
Instrument Date	Mar 7, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 SALTZBURG LN, FLORENCE, AL 35634-6536

Mortgage

Document Number	0020189031
Date	Mar 8, 2018
Instrument	2018/9031

Lender

Name	SOUTH POINTE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 242 Co Rd 331 was $729 with a homeowner's exemption, up 6.9% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (+6.89%) Homeowner's exemption	$21,060 (+6.9%)	$226,720 (+15.14%) Land $29,000 Building $197,720
2024	$682.00 (+7.57%) Homeowner's exemption	$19,700 (+795.45%) Land $2,420 Building $17,280	$196,900 (+7.36%) Land $24,200 Building $172,700
2023	$634.00 (+22.16%) Homeowner's exemption	$2,200 (-85.39%) Land $2,200	$183,400 (+21.86%) Land $22,000 Building $161,400
2022	$519.00 Homeowner's exemption	$15,060	$150,500 Land $18,800 Building $131,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 242 Co Rd 331 in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	54 (1991–2025)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Co Rd 331 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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