242 Co Rd 117, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 242 Co Rd 117, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,988 sqft · built 2004
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Jun 2020)
Tax Bill	$1,073 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-12-03-05-0-000-002.012`

Property Details

APN / Parcel Number

Primary APN	`13-12-03-05-0-000-002.012`
Alternative APNs	`ALT APN:1203050000002012` `210074`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	124,582 sqft (2.86 acres)
Porch	Slab
Porch Area	96 sqft
Deck Area	408 sqft

Location & Zoning

Account Number	210074
Street Address	242 COUNTY ROAD 117
City	CEDAR BLUFF
State	AL
Zip	35959-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT TR 2, JOHNNY KALEVAS PROP PB 9/122;BEG AT NE COR SD LOT 2;SE 488.84';S 287.10';W 160';N 672.17';NE 106' TO POB
Legal Range	11E
Legal Township	10S
Legal Section	05
Legal Tract	2
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3027
Census Tract	955701

Owner

242 Co Rd 117 is owned and occupied by an individual who bought it in June 2020.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	242 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-2853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAMILY SAVINGS CU
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Mar 24, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Deed Document Number	2020212530
Prior Transfer Date	Jun 4, 2020
Prior Transfer Doc	212531
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	242 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-2853
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242011
Date	Jan 14, 2026
Instrument	242011

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	242 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-2853
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228649
Date	Apr 4, 2023
Instrument	228649

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 3, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	242 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-2853
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	221076
Date	Oct 25, 2021
Instrument	221076

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	242 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-2853
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	217148
Date	Mar 16, 2021
Instrument	217148

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	242 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-2853
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	212531
Date	Jun 12, 2020
Instrument	212531

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 12, 2020
Property Address	242 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-2853
Document Number	212530
Instrument Date	Jun 4, 2020
Instrument	212530
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-2853

Mortgage

Document Number	212531
Date	Jun 12, 2020
Instrument	212531

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	242 COUNTY ROAD 117, CEDAR BLUFF, AL 35959-2853
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0197262
Date	Mar 24, 2017
Instrument	0197262

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 242 Co Rd 117 was $1,073 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,073.00 (+7.3%)
2025	$1,000.00 (+26.9%) Homeowner's exemption	$10,200 (-48.69%) Land $5,600 Building $4,600	$250,800 (+25.15%) Land $56,000 Building $194,800
2024	$788.00 Additional exemption filed	$19,880 (-0.8%) Land $5,000 Building $14,880	$200,400 (-) Land $50,000 Building $150,400
2023	$788.00 Homeowner's exemption	$20,040 (+288.37%)	$200,400 (-) Land $50,000 Building $150,400
2022	$788.00 Homeowner's exemption	$5,160 Land $5,000 Building $160	$200,400 Land $50,000 Building $150,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 242 Co Rd 117 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Co Rd 117 is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 117

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures