242 Boston Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 242 Boston Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,917 sqft · built 1999
Lot Size	2.74 acres (119,640 sqft)
Owner	Individual Name on Record
Last Sale	$945,000 (Jan 2026)
Tax Bill	$13,542 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0017 P:44`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0017 P:44`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,917 sqft Living Area
Gross Area	8,734 sqft
Basement Area	2,475 sqft
Unfinished Basement	2,475 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,640 sqft (2.74 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	242 BOSTON RD
City	SUTTON
State	MA
Zip	01590-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2011
Census Tract	751102

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 BOSTON RD, SUTTON, MA 01590-2405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE MA)
Jan 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit SAVERS COOPERATIVE BANK
Nov 20, 2019	Quit Claim Deed, Transfer · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	20267439
Deed Book / Page	73140 / 237
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	242 BOSTON RD, SUTTON, MA 01590-2405
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066695-234
Date	Dec 7, 2021
Book Page	66695/234
Instrument	171184

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	242 BOSTON RD, SUTTON, MA 01590-2405
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068947-193
Date	Mar 24, 2023
Book Page	68947/193
Instrument	22841

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jan 29, 2026
Property Address	242 BOSTON RD, SUTTON, MA 01590-2405
Document Number	073140-237
Book / Page	73140 / 237
Instrument Date	Jan 29, 2026
Instrument	7439
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 BOSTON RD, SUTTON, MA 01590-2405

Mortgage

Document Number	0000007440
Date	Jan 29, 2026
Instrument	7440

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	242 BOSTON RD, SUTTON, MA 01590-2405
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62574-37
Date	Jun 11, 2020
Book Page	62574/37
Instrument	61079

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Nov 20, 2019
Property Address	242 BOSTON RD, SUTTON, MA 01590-2405
Document Number	61455-291
Book / Page	061455 / 000291
Instrument Date	Nov 8, 2019
Instrument	125155
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,736.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 BOSTON RD SUTTON MA 015902405, SUTTON, MA 01590-2405

Mortgage

Document Number	61455-295
Date	Nov 20, 2019
Book Page	061455/000295
Instrument	125156

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,542.00 (-0.2%)	$1,172,500 (+3.86%) Land $209,800 Building $962,700	$938,312 (-16.57%)
2025	$13,569.00 (+43.45%)	$1,128,900 (+51.33%) Land $193,800 Building $935,100	$1,124,610 (+37.78%)
2024	$9,459.00 (-7.72%)	$746,000 (+0.8%) Land $184,600 Building $561,400	$816,240
2023	$10,250.00	$740,100 Land $167,800 Building $572,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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