242 Bering Ln, Summerville, SC 29486 Property Records

Berkeley County property record for 242 Bering Ln, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3,199 sqft · built 2019
Lot Size	0.179 acres (7,837 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jun 2025)
Tax Bill	$1,907 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-15-01-041`

Property Details

APN / Parcel Number

Primary APN	`160-15-01-041`
Alternative APN	`179-00-00-058`

Interior

Building Area	3,199 sqft Finished Area
1st Floor Area	2,016 sqft
2nd Floor Area	1,183 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,837 sqft (0.179 acres)
Garage Area	402 sqft
Porch	Patio
Porch Area	433 sqft

Location & Zoning

Street Address	242 BERING LN
City	SUMMERVILLE
State	SC
Zip	29486-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	JASMINE POINT PH1LOT 41
Legal Subdivision	JASMINE POINT
Legal Lot Number	41
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2060
Census Tract	20711

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 BERING LN, SUMMERVILLE, SC 29486-2435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 20, 2019	Deed, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	202519062
Deed Book / Page	5227 / 85
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	242 BERING LN, SUMMERVILLE, SC 29486-2435
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04468/0304
Date	Jan 27, 2023
Book Page	4468/304
Instrument	2023002488

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	242 BERING LN, SUMMERVILLE, SC 29486-2435
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4056/0095
Date	Nov 22, 2021
Book Page	4056/95
Instrument	2021054895

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 20, 2019
Property Address	242 BERING LN, SUMMERVILLE, SC 29486-2435
Document Number	03225/0994
Book / Page	3225 / 0994
Map Reference	CAB Q PG 284-287H
Instrument Date	Nov 25, 2019
Instrument	2019046373
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,391.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 BERING LN, SUMMERVILLE, SC 29486-2435

Mortgage

Document Number	2019046374
Date	Dec 20, 2019
Instrument	2019046374

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,300 (+2,854.19%) Land $120,000 Building $395,300	$515,300 (-3.59%) Land $120,000 Building $395,300
2025	$1,907.00 (+3.7%)	$17,443 (-) Land $3,263 Building $14,180	$534,500 (-) Land $100,000 Building $434,500
2024	$1,839.00 (-0.22%) Homeowner's exemption	$17,443 (+15%) Land $3,263 Building $14,180	$534,500 (+40.95%) Land $100,000 Building $434,500
2022	$1,843.00 Homeowner's exemption	$15,168 Land $3,080 Building $12,088	$379,200 Land $77,000 Building $302,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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