242 Bayview Dr, Stumpy Point, NC 27978 Property Records

Dare County property record for 242 Bayview Dr, Stumpy Point, NC 27978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1904
Lot Size	3.62 acres (157,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,500 (Oct 2020)
Tax Bill	$751 (2026)
Deeds & Mortgages	Nov 2025 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`976212767800`

Property Details

APN / Parcel Number

Primary APN	`976212767800`
Alternative APNs	`976200767800` `024059002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,262 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Bungalow
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	157,992 sqft (3.62 acres)
View / Lot	Waterfront - Canal

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	976212767800
Street Address	242 BAYVIEW DR
City	STUMPY POINT
State	NC
Zip	27978-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: BLK: SEC: PL: SL:
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	CROATAN
Census Block Group	1
Census Block	1185
Census Tract	970501

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 BAYVIEW DR, STUMPY POINT, NC 27978-9662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Gift Deed, Transfer
Oct 30, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jul 19, 2019	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	2020700086584
Deed Book / Page	2429 / 762
Prior Transfer Date	Jul 9, 2019
Prior Transfer Doc	2312/709
Record Updated	Oct 29, 2026

November 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DARE NC
Recording Date	Nov 19, 2025
Property Address	242 BAYVIEW DR, STUMPY POINT, NC 27978-9662
Document Number	002821/607
Book / Page	2821 / 607
Instrument Date	Nov 18, 2025
Instrument	700154594
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 BAYVIEW DR, STUMPY POINT, NC 27978-9662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	242 BAYVIEW DR, STUMPY POINT, NC 27978-9662

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 30, 2020
Property Address	242 BAYVIEW DR, STUMPY POINT, NC 27978-9662
Document Number	2429/762
Book / Page	2429 / 762
Instrument Date	Oct 29, 2020
Instrument	700086584
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 143, MANTEO, NC 27954-0143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 BAYVIEW DR, STUMPY POINT, NC 27978-9662

Mortgage

Document Number	700086585
Date	Oct 30, 2020
Instrument	700086585

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DARE NC
Recording Date	Jul 19, 2019
Property Address	242 BAYVIEW DR, STUMPY POINT, NC 27978-9662
Document Number	2312/709
Book / Page	2312 / 709
Instrument Date	Jul 9, 2019
Instrument	700066854
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 28, MANNS HARBOR, NC 27953-0028

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$751.00	$178,900 (-) Land $55,400 Building $123,500	$178,900 (-) Land $55,400 Building $123,500
2025	$751.00 (-31.85%)	$178,900 (-0.22%) Land $55,400 Building $123,500
2023	$1,102.00	$179,300 Land $52,400 Building $126,900
2020			$178,900 Land $55,400 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	264 (1985–2022)
Claims Outside the SFHA	3 of 264
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irene, Aug 2011 · 106 claims Hurricane Isabel, Sep 2003 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 99.5% of North Carolina
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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