242 Anderson Rd, Esko, MN 55733 Property Records

Carlton County property record for 242 Anderson Rd, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	8.65 acres (376,794 sqft)
Owner	Individual Name on Record
Tax Bill	$4,094 (2026)
Deeds & Mortgages	Jul 2022 Refinance Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78-020-1932`

Property Details

APN / Parcel Number

Primary APN	`78-020-1932`
Alternative APN	`25610`

Exterior

Lot Area	376,794 sqft (8.65 acres)

Location & Zoning

Account Number	25610
Street Address	242 ANDERSON RD
City	ESKO
State	MN
Zip	55733-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 495 FT OF W 880 TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	10
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	3
Census Block	3017
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	242 ANDERSON RD, ESKO, MN 55733-9413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL BANK OF COMMERCE
Dec 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS CREDIT UNION
Nov 13, 2017	Deed of Trust, Mortgage NORTHWOODS CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	242 ANDERSON RD, ESKO, MN 55733-9413
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000507467
Date	Jul 26, 2022
Instrument	A000507467

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	242 ANDERSON RD, ESKO, MN 55733-9413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000489431
Date	Dec 3, 2019
Instrument	A000489431

Lender

Name	NORTHWOODS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Jan 1, 2027

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	242 ANDERSON RD, ESKO, MN 55733-9413
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A000477471
Date	Nov 13, 2017
Instrument	A000477471

Lender

Name	NORTHWOODS CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 6, 2027

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,094.00 (+7.74%) Homeowner's exemption
2025		$360,300 (+3.06%) Land $129,300 Building $231,000	$360,300 (+3.06%) Land $129,300 Building $231,000
2024	$3,800.00 Homeowner's exemption	$349,600 (+8.74%) Land $129,300 Building $220,300	$349,600 (+8.74%) Land $129,300 Building $220,300
2023	$3,800.00 Homeowner's exemption	$321,500 (-) Land $121,500 Building $200,000	$321,500 (-) Land $121,500 Building $200,000
2022		$321,500 Land $121,500 Building $200,000	$321,500 Land $121,500 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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