242 3rd St W, Whitefish, MT 59937 Property Records

Flathead County property record for 242 3rd St W, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 900 sqft · built 2014
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Tax Bill	$5,091 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R611153`

Property Details

APN / Parcel Number

Primary APN	`R611153`
Alternative APNs	`07-4292-36-2-13-16-0000` `0000504456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000504456
Street Address	242 W 3RD ST
City	WHITEFISH
State	MT
Zip	59937-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONDA TRACTS, S36, T31 N, R22 W, LOT 2, ASSR#0000504456
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	MONDA TRACTS
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2000
Census Tract	402

Owner

242 3rd St W is owned and occupied by an individual who acquired it in June 2017.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	242 W 3RD ST, WHITEFISH, MT 59937-3015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017
Deed Sale	Jun 30, 2017
Prior Sale	Sep 2, 2015 · Amount on File
Deed Document Number	201713458
Prior Transfer Date	Aug 18, 2015
Prior Transfer Doc	0000020528
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	242 3RD ST W, WHITEFISH, MT 59937-3015
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000442
Date	Jan 6, 2022
Instrument	202200000442

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	242 3RD ST W, WHITEFISH, MT 59937-3015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000034795
Date	Oct 19, 2020
Instrument	202000034795

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	CASPER, WY 82601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 242 3rd St W was $5,091.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,091.00	$728,400
2025			$728,400 Land $332,375 Building $396,025
2023	$3,667.00	$534,000	$534,000 Land $209,750 Building $324,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 3rd St W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 3rd St W is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Vero Fiber.

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