242 2nd St, Erwin, TN 37650 Property Records

Unicoi County property record for 242 2nd St, Erwin, TN 37650 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,412 sqft · built 1909
Lot Size	0.172 acres (7,506 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2021)
Tax Bill	$936 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023N-C-011.00`

Property Details

APN / Parcel Number

Primary APN	`023N-C-011.00`
Alternative APNs	`086023N C 01100` `000012259`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,412 sqft Living Area
1st Floor Area	1,778 sqft
Upper Floors Area	1,634 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,506 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Pool Area	496 sqft
Porch	Finished/Open Porch
Porch Area	702 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	242 2ND ST
City	ERWIN
State	TN
Zip	37650-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK II LOT 23 50X150
Legal Subdivision	ALLEN
Legal Block	II
Legal Lot Number	23
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3012
Census Tract	80400

Owner

Source: Unicoi County records · APN 023N-C-011.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	242 2ND ST, ERWIN, TN 37650-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage THE FIRST BANK & TRUST CO
Aug 25, 2021	Warranty Deed, Transfer · Line of Credit GREENVILLE FEDERAL BANK FSB
Jul 12, 2021	Warranty Deed, Transfer · Line of Credit SANDRA KLEIN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	20212812
Deed Book / Page	454 / 241
Transfer Doc	261440
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	242 2ND ST, ERWIN, TN 37650-1220
Transaction Type	Mortgage
Record Updated	Apr 02, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 2ND ST, ERWIN, TN 37650-1220

Mortgage

Document Number	0000472823
Date	Aug 11, 2023
Book Page	472/823
Instrument	23001444

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Aug 01, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Max Rate	11.1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 21, 2021
Property Address	242 2ND ST, ERWIN, TN 37650-1220
Document Number	0000454241
Book / Page	454 / 241
Map Reference	PG 5
Instrument Date	Dec 16, 2021
Instrument	21002812
Transaction Type	Transfer
Record Updated	Apr 02, 2024
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 2ND ST, ERWIN, TN 37650-1220

Mortgage

Document Number	0021002813
Date	Dec 21, 2021
Instrument	21002813

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 17, 2022

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 25, 2021
Property Address	242 2ND ST, ERWIN, TN 37650-1220
Document Number	0000449714
Book / Page	449 / 714
Map Reference	MB 10 PG 269
Instrument Date	Aug 23, 2021
Instrument	21001887
Transaction Type	Transfer
Record Updated	Apr 02, 2024
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 2ND ST, ERWIN, TN 37650-1220
Investor	Possibly a Property Investor

Mortgage

Document Number	0021001888
Date	Aug 25, 2021
Instrument	21001888

Lender

Name	GREENVILLE FEDERAL BANK FSB
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 01, 2022

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 12, 2021
Property Address	242 2ND ST, ERWIN, TN 37650-1220
Document Number	0000447905
Book / Page	447 / 905
Map Reference	MB 10 PG 269
Instrument Date	Jul 09, 2021
Instrument	21001502
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Investor	Possibly a Property Investor

Mortgage

Document Number	0021001503
Date	Jul 12, 2021
Instrument	21001503

Lender

Name	SANDRA KLEIN
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,850 (-) Land $3,125 Building $32,725	$143,400 (-) Land $12,500 Building $130,900
2024	$936.00 (+11.03%)
2023		$35,850 (-) Land $3,125 Building $32,725
2022	$843.00	$35,850 Land $3,125 Building $32,725	$143,400 Land $12,500 Building $130,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471710804003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35
Erwin Utilities	Fiber	1,000 / 1,000

May also be available at this address: T-Mobile USA, Verizon, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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