242 16th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 242 16th St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,960 sqft · built 1921
Lot Size	0.065 acres (2,825 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jan 2023)
Tax Bill	$9,336 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-160-024-1`

Property Details

APN / Parcel Number

Primary APN	`540-160-024-1`
Alternative APN	`540-160-024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,084 sqft
Basement Area	876 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	2,825 sqft (0.065 acres)
Garage Type	Attached
Garage Area	160 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	242 16TH ST
City	RICHMOND
State	CA
Zip	94801-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CM
Legal Description	CITY OF RICH LOT 37 BLK 75
Legal Subdivision	RICHMOND
Legal Block	75
Legal Lot Number	37
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	377000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5313, RICHMOND, CA 94805-0313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT COM LLC
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage OPEN MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Nov 17, 1998 · Amount on File
Deed Document Number	20231366
Prior Transfer Date	Nov 10, 1998
Prior Transfer Doc	0000288741
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 6, 2023
Property Address	242 16TH ST, RICHMOND, CA 94801-3215
Document Number	0000001366
Map Reference	MB D PG 74
Instrument Date	Jan 3, 2023
Instrument	2023-001366
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 16TH ST, RICHMOND, CA 94801-3215

Mortgage

Document Number	0000001367
Date	Jan 6, 2023
Instrument	2023-001367

Lender

Name	LOANDEPOT COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	242 16TH ST, RICHMOND, CA 94801-3215
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 16TH ST, RICHMOND, CA 94801-3215

Mortgage

Document Number	0000084428
Date	Mar 19, 2021
Instrument	2021-084428

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	DOUGLASVILLE, GA 30135

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.33%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2021

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	242 16TH ST, RICHMOND, CA 94801-3215
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 16TH ST, RICHMOND, CA 94801-3215

Mortgage

Document Number	0000084427
Date	Mar 19, 2021
Instrument	2021-084427

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.33%
Type Change Date	May 1, 2021
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,134 (+2%) Land $397,953 Building $159,181
2025	$9,336.00 (+6.64%)	$546,210 (+7.75%) Land $390,150 Building $156,060
2023	$8,755.00 (+129.01%)	$506,940 Land $302,940 Building $204,000
2022	$3,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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