24195 Pepper Ln, Orange Beach, AL 36561 Property Records

Baldwin County property record for 24195 Pepper Ln, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,654 sqft · built 2022
Lot Size	0.042 acres (1,856 sqft)
Owner	Individual Name on Record
Last Sale	$683,325 (Dec 2022)
Tax Bill	$4,451 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
APN	`65-04-18-0-000-005.084`

Property Details

APN / Parcel Number

Primary APN	`65-04-18-0-000-005.084`
Alternative APNs	`390123` `367209` `520150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,654 sqft Heated Area
1st Floor Area	764 sqft
Upper Floors Area	890 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,856 sqft (0.042 acres)
Lot Dimensions	53.1 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	520150
Street Address	24195 PEPPER LN
City	ORANGE BEACH
State	AL
Zip	36561-0597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRR LOT 63 SUMMER SALT PHASE ONE RE-SUB OF LOTS 100 & 101 OF SUMMER SALT PLAZA 2 SLIDE 2761-C&D 2696-E 2569-F 2514-F LYING IN
Legal Subdivision	SUMMER SALT PHASE ONE
Legal Phase	1
Legal Lot Number	63-101
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2016
Census Tract	11418

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24195 PEPPER LN, ORANGE BEACH, AL 36561-0597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Deed Document Number	20222037695
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 12, 2022
Property Address	24195 PEPPER LN, ORANGE BEACH, AL 36561-0597
Document Number	0002037695
Map Reference	SL 2761-C&D
Instrument Date	Nov 30, 2022
Instrument	2037695
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	24195 PEPPER LN, ORANGE BEACH, AL 36561-0597

Mortgage

Document Number	0002037696
Date	Dec 12, 2022
Instrument	2037696

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,451.00 (+7%)
2025	$4,160.00 (+118.83%)	$130,000 (+118.78%) Land $48,140 Building $81,860	$717,600 (+20.77%) Land $274,500 Building $443,100
2023	$1,901.00 (+170.03%)	$59,420 (+170.09%)	$594,200 (+440.18%) Land $178,200 Building $416,000
2022	$704.00	$22,000	$110,000 Land $110,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 647 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5,600 units insured incl. 4,953 condo units
Nearby Flood Claims	173 (1995–2024)
Claims Outside the SFHA	4 of 173
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 103 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 27 claims Hurricane Ivan, Sep 2004 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Pepper Ln

Nearby Streets

All Orange Beach, AL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures