2419 Derek Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2419 Derek Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 6,157 sqft · built 1999
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,326 (2024)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-09-32-004-012.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-32-004-012.000-018`
Alternative APN	`1709320004012000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	6,157 sqft Living Area
1st Floor Area	3,150 sqft
2nd Floor Area	644 sqft
Basement Area	2,646 sqft
Finished Basement	2,363 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	213 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709320004012000
Street Address	2419 DEREK DR
City	CARMEL
State	IN
Zip	46032-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .55, SECTION 32, TOWNSHIP 18, RANGE 3, LAUREL LAKES, SECTION 3, LOT 32, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	32
Legal Subdivision	LAUREL LAKES SECTION THREE
Legal Block	3
Legal Lot Number	32
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2045
Census Tract	111010

Owner

2419 Derek Dr is owned and occupied by two individuals who acquired it in November 2003.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2419 DEREK DR, CARMEL, IN 46032-8907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2003
Deed Sale	Nov 5, 2003
Deed Document Number	200300114397
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2419 DEREK DR, CARMEL, IN 46032-8907
Document Number	0000022910
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2419 DEREK DR CARMEL IN 460328907, CARMEL, IN 46032-8907

Mortgage

Document Number	0000022910
Date	Apr 23, 2020
Instrument	22910

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$803,700 (+11.21%) Land $197,300 Building $606,400	$803,700 (+11.21%) Land $197,300 Building $606,400
2024	$8,326.00 (+1.44%)	$722,700 (-) Land $197,300 Building $525,400	$722,700 (-) Land $197,300 Building $525,400
2023	$8,208.00 (+4.18%) Homeowner's exemption	$722,700 (+5.58%) Land $197,300 Building $525,400	$722,700 (+5.58%) Land $197,300 Building $525,400
2022	$7,879.00 Homeowner's exemption	$684,500 Land $123,400 Building $561,100	$684,500 Land $123,400 Building $561,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2419 Derek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2419 Derek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20