2419 Delane Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2419 Delane Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,004 sqft · built 1960
Lot Size	0.246 acres (10,730 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Jun 2016)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Feb 2011 Mortgage May 2012 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`8913-33-404-029`

Property Details

APN / Parcel Number

Primary APN	`8913-33-404-029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Finished Basement	650 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,730 sqft (0.246 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Patio Area	224 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2419 DELANE AVE
City	WATERLOO
State	IA
Zip	50701-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN HEIGHTS LOT 44 AND A PART OF LOT 43 COM AT A PT ON THE NWLY LINE SAID LOT 29 FT NELY FROM NWLY COR SAID LOT TH ON A
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	MARTIN HEIGHTS
Legal Lot Number	24
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1017
Census Tract	1501

Owner

2419 Delane Ave is owned and occupied by two individuals who bought it in June 2016.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2419 DELANE AVE, WATERLOO, IA 50701-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2011	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
May 1, 2012	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Jun 14, 2016	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Jun 19, 2006	Legal Action/Court Order, Foreclosure · Conventional Mortgage FIRST MAGNUS FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2016 · Amount on File
Deed Sale	Jun 14, 2016 · Amount on File
Prior Sale	Jun 19, 2006 · Amount on File
Deed Document Number	201621461
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2419 DELANE AVE, WATERLOO, IA 50701-4324
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011016136
Date	Feb 11, 2011
Instrument	2011016136

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2041

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2419 DELANE AVE, WATERLOO, IA 50701-4324
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012020102
Date	May 1, 2012
Instrument	2012020102

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	REINBECK, IA 50669

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2042

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 14, 2016
Property Address	2419 DELANE AVE, WATERLOO, IA 50701-4324
Document Number	201600021461
Instrument Date	Jun 1, 2016
Instrument	2016-00021461
Transaction Type	Transfer
Record Updated	Oct 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2419 DELANE AVE, WATERLOO, IA 50701-4324

Mortgage

Document Number	201600021462
Date	Jun 14, 2016
Instrument	2016-00021462

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.99%
Index	1-Year CMT
Max Rate	8.99%

June 2006: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 19, 2006
Property Address	2419 DELANE AVE, WATERLOO, IA 50701-4324
Document Number	2006030322
Instrument Date	Jun 16, 2006
Instrument	2006030322
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2419 DELANE AVE, WATERLOO, IA 50701-4324
Investor	Possibly a Property Investor

Mortgage

Document Number	2006030323
Date	Jun 19, 2006
Instrument	2006030323

Lender

Name	FIRST MAGNUS FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Mortgage

Document Number	2006030324
Date	Jun 19, 2006
Instrument	2006030324

Lender

Name	FIRST MAGNUS FINANCIAL CORP
Type	Funding / Finance Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2419 Delane Ave was $3,286 with a homeowner's exemption, up 5.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00 (+5.59%) Homeowner's exemption	$171,890 Land $28,790 Building $143,100	$171,890 Land $28,790 Building $143,100
2024	$3,112.00
2023		$153,680 (+11.34%) Land $28,790 Building $124,890	$153,680 Land $28,790 Building $124,890
2022	$2,836.00 Homeowner's exemption	$138,030 Land $28,790 Building $109,240
2021			$138,030 Land $28,790 Building $109,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2419 Delane Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2419 Delane Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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