24189 E Terrace Dr, Porter, TX 77365 Property Records

Montgomery County property record for 24189 E Terrace Dr, Porter, TX 77365

Property Summary

Property Type	Single Family Home
Details	2 ba · 987 sqft · built 2005
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on Record
Last Sale	$193,382 (Jan 2026)
Tax Bill	$299 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-00-05405`

Property Details

APN / Parcel Number

Primary APN	`8130-00-05405`
Alternative APN	`R340538`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	987 sqft Living Area
1st Floor Area	987 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	15,159 sqft (0.348 acres)
View / Lot	Primary
Porch	Open Frame Porch
Porch Area	102 sqft
Storage Building	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	24189 E TERRACE DR
City	PORTER
State	TX
Zip	77365-4592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S813000 - PORTER TERRACE, BLOCK 6, LOT 8
Legal Subdivision	PORTER TERRACE
Legal Block	6
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2011
Census Tract	692304

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24189 E TERRACE DR, PORTER, TX 77365-4592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Feb 4, 2005
Deed Document Number	20262197
Record Updated	Oct 29, 2026

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 8, 2026
Property Address	24189 E TERRACE DR, PORTER, TX 77365-4592
Document Number	0000002197
Map Reference	DOC 9453670
Instrument Date	Jan 7, 2026
Instrument	2026002197
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24189 E TERRACE DR, PORTER, TX 77365-4592

Mortgage

Document Number	0000002198
Date	Jan 8, 2026
Instrument	2026002198

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	New Caney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,629 (+8.3%) Land $5,305 Building $145,324	$150,629 (-5.29%) Land $5,305 Building $145,324
2025	$299.00 (-38.85%) Homeowner's exemption Disabled Person's exemption	$139,089 (+1%) Land $5,305 Building $153,737	$159,042 (+6.24%) Land $5,305 Building $153,737
2024	$489.00 (-38.41%) Homeowner's exemption Disabled Person's exemption	$126,445 (+1%) Land $5,305 Building $144,396	$149,701 (-28.41%) Land $5,305 Building $144,396
2023	$794.00 Homeowner's exemption	$114,950 Land $5,310 Building $203,810	$209,120 Land $5,310 Building $203,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	23 (2002–2025)
Claims Outside the SFHA	23 of 23
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Tropical Storm Imelda, Sep 2019 · 5 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTER TERRACE private · serves 417 people · EPA ID TX1700161
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Brightspeed Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20