24183 River Dr, Maddox (Chaptico), MD 20621 Property Records

St. Mary's County property record for 24183 River Dr, Maddox, MD 20621

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1960
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2012)
Tax Bill	$3,589 (2025)
Flood Zone	Zone X (minimal risk)
APN	`04-000285`

Property Details

APN / Parcel Number

Primary APN	`04-000285`
Alternative APNs	`4000285` `000285`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,415 sqft (0.285 acres)
View / Lot	Waterfront
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	000285
Street Address	24183 RIVER DR
City	CHAPTICO
State	MD
Zip	20621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 39 BLOCK E PLAT 1/35 MILL POINT SHORES
Legal Subdivision	MILL POINT SHORES
Legal Block	E
Legal Lot Number	39
Jurisdiction	ST MARY'S MD
Township / Civil Division	4, CHAPTICO
Census Block Group	1
Census Block	1017
Census Tract	875202

Owner

24183 River Dr is owned by two individuals who bought it in December 2012.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7813 ROYAL FERN CT, CLINTON, MD 20735-2054
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2012 · Amount on File
Deed Sale	Dec 12, 2012 · Amount on File
Deed Book / Page	3820 / 316
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 24183 River Dr was $3,589.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,867	$399,600 Land $245,400 Building $154,200
2025	$3,589.00
2023	$3,118.00	$276,500	$280,400 Land $155,400 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24183 River Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24183 River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30