Harris County property record for 2418 Roy Cir, Houston, TX 77007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,214 sqft · built 1955 |
| Lot Size | 0.148 acres (6,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $467,495 (Jun 2026) |
| Tax Bill | $7,650 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 080-072-000-0005 |
| Primary APN | 080-072-000-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,430 sqft (0.148 acres) |
| View / Lot | Flood Plain |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0800720000005 |
|---|---|
| Street Address | 2418 ROY CIR |
| City | HOUSTON |
| State | TX |
| Zip | 77007-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 2 COTTAGE OAKS |
| Legal Subdivision | COTTAGE OAKS |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 510901 |
2418 Roy Cir is owned by an individual who bought it in June 2026.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 310 MCALPINE ST, HOUSTON, TX 77003-1505 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed, Transfer · Conventional Mortgage WCS LENDING LLC |
| Sep 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jan 18, 2022 | Vendor's Lien, Transfer · Stand-Alone First Mortgage NOBLE MORTGAGE & INVESTMENTS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on File |
| Deed Sale | Jun 8, 2026 · Amount on File |
| Prior Sale | Sep 16, 2022 · Amount on File |
| Deed Document Number | 2026226459 |
| Prior Transfer Date | Jan 12, 2022 |
| Prior Transfer Doc | 0000031305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 8, 2026 |
| Property Address | 2418 ROY CIR, HOUSTON, TX 77007-1309 |
| Document Number | 0000226459 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026226459 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 MCALPINE ST, HOUSTON, TX 77003-1505 |
| Document Number | 0000226460, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 2026226460 |
| Name | WCS LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 16, 2022 |
| Property Address | 2418 ROY CIR, HOUSTON, TX 77007-1309 |
| Document Number | 0000466958 |
| Map Reference | VOL 42 PG 16 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022-466958 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2418 ROY CIR, HOUSTON, TX 77007-1309 |
| Name | Verified Name |
|---|---|
| Address | 2418 ROY CIR, HOUSTON, TX 77007-1309 |
| Document Number | 0000466959 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022-466959 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 18, 2022 |
| Property Address | 2418 ROY CIR, HOUSTON, TX 77007-1309 |
| Document Number | 0000031305 |
| Map Reference | VOL 42 PG 16 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022-31305 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | STEWART TITLE, STEWART TTL OF MONTGOMERY CN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25611 WINDY ISLE CT, SPRING, TX 77389-4025 |
| Document Number | 0000031306 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022-31306 |
| Name | NOBLE MORTGAGE & INVESTMENTS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2418 Roy Cir was $7,650, up 21.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,000 (-7.18%) Land $314,325 Building $21,675 | $336,000 (-7.18%) Land $314,325 Building $21,675 | |
| 2025 | $7,650.00 (+21.87%) | $362,000 Land $314,325 Building $47,675 | $362,000 Land $314,325 Building $47,675 |
| 2024 | $6,277.00 | ||
| 2023 | $250,000 Land $249,900 Building $100 | $250,000 Land $249,900 Building $100 | |
| 2022 | $5,037.00 | ||
| 2020 | $6,022.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2418 Roy Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 12 (2010–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2418 Roy Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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