2418 E Girard Pl, Spokane, WA 99223 Property Records

Spokane County property record for 2418 E Girard Pl, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,107 sqft · built 1941
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2026)
Tax Bill	$4,134 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35281.0621`

Property Details

APN / Parcel Number

Primary APN	`35281.0621`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,107 sqft Living Area
Gross Area	3,396 sqft
1st Floor Area	1,132 sqft
Upper Floors Area	1,132 sqft
Basement Area	1,132 sqft
Finished Basement	300 sqft
Unfinished Basement	832 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	150 sqft
Deck Area	Deck Area
Patio Area	150 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2418 E GIRARD PL
City	SPOKANE
State	WA
Zip	99223-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	RIVERVIEW PT OF L4 B1 W60FT OF E120FT S OF GIRARD PL EXC S135FT
Legal Range	43E
Legal Township	25N
Legal Section	28
Legal Subdivision	RIVERVIEW
Legal Block	1
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1044
Census Tract	4601

Owner

2418 E Girard Pl is owned and occupied by two individuals who bought it in August 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2418 E GIRARD PL, SPOKANE, WA 99223-5155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · FHA Mortgage STATE FINANCIAL
Aug 12, 2026	Warranty Deed, Transfer · FHA Mortgage GLOBAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Deed Document Number	20267508196
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Sep 9, 2026
Property Address	2418 E GIRARD PL, SPOKANE, WA 99223-5155
Document Number	0007514370
Instrument Date	Aug 11, 2026
Instrument	20267514370
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 E GIRARD PL, SPOKANE, WA 99223-5155

Mortgage

Document Number	0007514370,
Date	Sep 9, 2026
Instrument	20267514370

Lender

Name	STATE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 12, 2026
Property Address	2418 E GIRARD PL, SPOKANE, WA 99223-5155
Document Number	0007508196
Instrument Date	Aug 10, 2026
Instrument	20267508196
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 E GIRARD PL, SPOKANE, WA 99223-5155

Mortgage

Document Number	0007508197,
Date	Aug 12, 2026
Instrument	20267508197

Lender

Name	GLOBAL CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

Mortgage

Document Number	0007508198,
Date	Aug 12, 2026
Instrument	20267508198

Lender

Name	STATE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2418 E Girard Pl was $4,134, up 6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,134.00 (+6.03%)	$411,400 Land $130,000 Building $281,400	$411,400 Land $130,000 Building $281,400
2025	$3,899.00
2024		$369,200 (+12.39%) Land $92,000 Building $277,200	$369,200 (+12.39%) Land $92,000 Building $277,200
2023	$3,611.00 (-6.01%)	$328,500 Land $69,000 Building $259,500	$328,500 Land $69,000 Building $259,500
2022	$3,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2418 E Girard Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2418 E Girard Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Fatbeam, Intermax Networks.

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