2418 Black River St, Deckerville, MI 48427 Property Records

Sanilac County property record for 2418 Black River St, Deckerville, MI 48427

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jun 2026)
Tax Bill	$2,045 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171-100-003-002-00`

Property Details

APN / Parcel Number

Primary APN	`171-100-003-002-00`
Alternative APN	`171-100-003-003-00`

Exterior

Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	132 ft deep x 89 ft wide

Location & Zoning

Street Address	2418 BLACK RIVER ST
City	DECKERVILLE
State	MI
Zip	48427-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT THE NE COR SEC 31 T13N-R15E, TH W 868 FT TO THE POB. RUNN TH S 01D13M40S W 165 FT, TH W 89 FT, TH N 01D13M40S E 165
Legal Subdivision	BLACK & VINCENT ADD
Jurisdiction	SANILAC MI
Township / Civil Division	MARION
Census Block Group	2
Census Block	2030
Census Tract	970400

Owner

2418 Black River St is owned and occupied by two individuals who bought it in June 2026.

Source: Sanilac County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2418 BLACK RIVER ST, DECKERVILLE, MI 48427-9425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Dec 10, 2024 · Amount on File
Deed Document Number	2026
Deed Book / Page	1662 / 139
Prior Transfer Date	Oct 17, 2024
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANILAC MI
Recording Date	Jun 23, 2026
Property Address	2418 BLACK RIVER ST, DECKERVILLE, MI 48427-9425
Document Number	1664000322
Book / Page	1664 / 322
Instrument Date	Jun 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 BLACK RIVER ST, DECKERVILLE, MI 48427-9425
Investor	Possibly a Property Investor

Mortgage

Document Number	1664000322,
Date	Jun 23, 2026
Book Page	1664/322

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANILAC MI
Recording Date	Jun 2, 2026
Property Address	2418 BLACK RIVER ST, DECKERVILLE, MI 48427-9425
Document Number	1662000139
Book / Page	1662 / 139
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2418 BLACK RIVER ST, DECKERVILLE, MI 48427-9425
Investor	Possibly a Property Investor

Mortgage

Document Number	1662000141,
Date	Jun 2, 2026
Book Page	1662/141

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2418 Black River St was $2,045 with a homeowner's exemption.

Source: Sanilac County assessment roll, as of July 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Sanilac County
County Subdivision	Marion Township
Municipality	Deckerville Village
Unified School District	Deckerville Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,600 (+3.99%)	$125,200 (+3.99%)
2025	$2,045.00 Homeowner's exemption	$60,200	$120,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2418 Black River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2418 Black River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF DECKERVILLE serves 830 people · EPA ID MI0001760
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AVS Broadband Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

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