2418 12th Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2418 12th Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,085 sqft · built 1940
Lot Size	0.133 acres (5,800 sqft)
Owner	Company Name on File
Last Sale	$2,510,000 (May 2024)
Tax Bill	$773 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`156K C 006`

Property Details

APN / Parcel Number

Primary APN	`156K C 006`
Alternative APN	`0000092999`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,085 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	145 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000092999
Street Address	2418 12TH AVE
City	CHATTANOOGA
State	TN
Zip	37407-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LOT 7 BLK 7 CURTIS ADDN PB 2 PG 12
Legal Subdivision	CURTIS ADDN
Legal Block	7
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4001
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2418 12th Ave is owned by a company that bought it in May 2024.

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	116 AGNES RD, 200, KNOXVILLE, TN 37919-6306
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Warranty Deed, Transfer · Commercial Mortgage TENNESSEE VALLEY FCU
Aug 25, 2023	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Aug 23, 2023	Warranty Deed, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC
Jun 25, 2019	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC
Oct 29, 2018	Warranty Deed, Transfer TITLE SERVICES/TN, TITLE SVCS/TN
May 29, 2018	Warranty Deed, Transfer TITLE SERVICES/TN
Dec 22, 2017	Warranty Deed, Transfer TITLE SERVICES/TN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2024 · Amount on File
Deed Sale	May 20, 2024 · Amount on File
Prior Sale	Aug 25, 2023 · Amount on File
Deed Document Number	2024191
Deed Book / Page	13596 / 963
Prior Transfer Date	Dec 14, 2007
Prior Transfer Doc	0000000244
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 20, 2024
Property Address	2418 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	0000000191
Book / Page	13596 / 963
Map Reference	MB 2 PG 12
Instrument Date	May 15, 2024
Instrument	2024052000191
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,287.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 AGNES RD # 200, 200, KNOXVILLE, TN 37919-6306
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000192
Date	May 20, 2024
Instrument	2024052000192

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 15, 2029

Interest

Rate Type	Adjustable Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 25, 2023
Property Address	2418 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	0000000041
Book / Page	13382 / 209
Map Reference	MB 2 PG 12
Instrument Date	Aug 18, 2023
Instrument	2023082500041
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 97, HIXSON, TN 37343-0097

Mortgage

Document Number	0000000042
Date	Aug 25, 2023
Instrument	2023082500042

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 23, 2023
Property Address	2418 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	0000000129
Book / Page	13379 / 928
Map Reference	MB 2 PG 12
Instrument Date	Jul 19, 2023
Instrument	2023082300129
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$308.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 97, HIXSON, TN 37343-0097
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 25, 2019
Property Address	2418 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	0625000218
Book / Page	011679 / 000862
Instrument Date	Jun 24, 2019
Instrument	190625000218
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount on Record
Tax	$1,005.14
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16348 SE 40TH ST BELLEVUE WA 980061806, BELLEVUE, WA 98006-1806

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 29, 2018
Property Address	2418 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	1029000199
Book / Page	011488 / 000534
Instrument Date	Oct 24, 2018
Instrument	181029000199
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	TITLE SERVICES/TN, TITLE SVCS/TN

Transaction

Amount	Amount on Record
Tax	$92.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3821 S SUMTER WAY BOISE ID 837093744, BOISE, ID 83709-3744

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 29, 2018
Property Address	2418 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	0000000347
Book / Page	011358 / 000537
Instrument Date	May 23, 2018
Instrument	347
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	TITLE SERVICES/TN

Transaction

Amount	Amount on Record
Tax	$344.10
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 REMSEN AVE BROOKLYN NY 112361228, BROOKLYN, NY 11236-1228

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 22, 2017
Property Address	2418 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	0000000107
Book / Page	011234 / 000468
Instrument Date	Dec 18, 2017
Instrument	107
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	TITLE SERVICES/TN

Transaction

Amount	Amount on Record
Tax	$185.00
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 97 HIXSON TN 373430097, HIXSON, TN 37343-0097
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2418 12th Ave was $773, up 62.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$773.00 (+62.05%)	$51,025 (+139.27%)	$204,100 (+139.27%) Land $30,000 Building $174,100
2024	$477.00	$21,325 (-)	$85,300 (-) Land $10,000 Building $75,300
2023	$477.00	$21,325 (-)	$85,300 (-) Land $10,000 Building $75,300
2022	$477.00	$21,325	$85,300 Land $10,000 Building $75,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2418 12th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2418 12th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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