2417 Stillwater Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2417 Stillwater Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,786 sqft · built 1998
Lot Size	0.158 acres (6,880 sqft)
Owner	2 Trust Names on File
Last Sale	$313,000 (May 2023)
Tax Bill	$6,937 (2025)
Deeds & Mortgages	Oct 2026 Sale May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-26-128-009`

Property Details

APN / Parcel Number

Primary APN	`46-20-26-128-009`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,786 sqft Building Perimeter
1st Floor Area	1,786 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,880 sqft (0.158 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2417 STILLWATER DR
City	CHAMPAIGN
State	IL
Zip	61821-6942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 PONDS OF WINDSOR
Legal Range	08E
Legal Township	19N
Legal Section	26
Legal Subdivision	PONDS OF WINDSOR
Legal Lot Number	32
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2004
Census Tract	1302

Owner

2417 Stillwater Dr is owner-occupied and held in a trust since May 2023.

Source: Champaign County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2417 STILLWATER DR, CHAMPAIGN, IL 61821-6942
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 23, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Aug 5, 2013
Deed Document Number	20236587
Prior Transfer Date	Apr 20, 2005
Prior Transfer Doc	0000010282
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 1, 2026
Property Address	2417 STILLWATER DR, CHAMPAIGN, IL 61821-6942
Document Number	0000015448
Instrument Date	Sep 17, 2026
Instrument	202615448
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2417 STILLWATER DR, CHAMPAIGN, IL 61821-6942

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 23, 2023
Property Address	2417 STILLWATER DR, CHAMPAIGN, IL 61821-6942
Document Number	0000006587
Map Reference	DOC 94R2A682
Instrument Date	May 19, 2023
Instrument	2023R06587
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$313.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2417 STILLWATER DR, CHAMPAIGN, IL 61821-6942

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2417 STILLWATER DR, CHAMPAIGN, IL 61821-6942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014740
Date	Aug 22, 2018
Instrument	2018R14740

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2417 Stillwater Dr was $6,937, up 2.8% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,937.00 (+2.82%)	$93,550 Land $20,870 Building $72,680	$280,650 Land $62,610 Building $218,040
2024	$6,747.00
2022	$6,442.00	$70,060 Land $15,630 Building $54,430	$210,180 Land $46,890 Building $163,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2417 Stillwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2417 Stillwater Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Pavlov Media.

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