2417 Moonstone Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 2417 Moonstone Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,068 sqft · built 2019
Lot Size	0.663 acres (28,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Oct 2018)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Nov 2018 Construction Loan Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-9769-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-9769-7`
Alternative APN	`07-3N-23-0332-000B-0050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,068 sqft Heated Area
Gross Area	4,130 sqft
1st Floor Area	3,068 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	28,884 sqft (0.663 acres)
Garage Type	Finished
Garage Area	654 sqft
Porch	Open Porch
Porch Area	120 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2417 MOONSTONE DR
City	CRESTVIEW
State	FL
Zip	32536-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONY RIDGE PH I LOT 5 BLK B
Legal Range	23
Legal Township	03N
Legal Section	07
Legal Subdivision	COLONY RIDGE PH I
Legal Phase	1
Legal Block	B
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	6
Census Block	6023
Census Tract	20500

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2417 MOONSTONE DR, CRESTVIEW, FL 32536-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · Construction Mortgage PEN AIR FCU
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 20, 2019	Loan Modification, Mortgage · Conventional Mortgage PEN AIR FCU
Oct 4, 2018	Warranty Deed, Transfer MAIN STREET LAND TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Apr 24, 2012 · Amount on Record
Deed Document Number	3236199
Deed Book / Page	3370 / 0722
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2417 MOONSTONE DR, CRESTVIEW, FL 32536-1807
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	SURETY LAND TITLE OF FLORIDA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033763839
Date	Nov 30, 2018
Book Page	3376/3839
Instrument	3246098

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2417 MOONSTONE DR, CRESTVIEW, FL 32536-1807
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035202079
Date	Jan 25, 2021
Book Page	3520/2079
Instrument	3424154

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2417 MOONSTONE DR, CRESTVIEW, FL 32536-1807
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 MOONSTONE DR, CRESTVIEW, FL 32536-1807

Mortgage

Document Number	0035864177
Date	Nov 12, 2021
Book Page	3586/4177
Instrument	3504910

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	2417 MOONSTONE DR, CRESTVIEW, FL 32536-1807
Document Number	0034371047
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2417 MOONSTONE DR CRESTVIEW FL 325361807, CRESTVIEW, FL 32536-1807

Mortgage

Document Number	0034371047
Date	Jan 7, 2020
Book Page	003437/001047
Instrument	3328546

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Interest

Rate	4.37%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 4, 2018
Property Address	2417 MOONSTONE DR, CRESTVIEW, FL 32536-1807
Document Number	0033700722
Book / Page	003370 / 000722
Instrument Date	Sep 28, 2018
Instrument	3236199
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	MAIN STREET LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 FORREST PKWY CRESTVIEW FL 325398584, CRESTVIEW, FL 32539-8584

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,945.00 (+5.71%) Homeowner's exemption	$332,687 (+5.99%)	$405,156 (-7.13%) Land $58,850 Building $346,306
2023	$2,786.00 (+2.28%) Homeowner's exemption	$313,894 (+3%)	$436,263 (-6.06%) Land $50,000 Building $386,263
2022	$2,724.00 Homeowner's exemption	$304,751	$464,390 Land $33,554 Building $430,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	CRESTVIEW, CITY OF WATER DEPT.
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon.

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