2417 Maple Tree Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2417 Maple Tree Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,508 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jan 2016)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A933000325`

Property Details

APN / Parcel Number

Primary APN	`A933000325`
Alternative APN	`3-0004-6840-00-0113.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,508 sqft Living Area
Gross Area	4,337 sqft
1st Floor Area	2,532 sqft
Basement Area	1,301 sqft
Finished Basement	976 sqft
Unfinished Basement	325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	625 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A933000325
Street Address	2417 MAPLE TREE DR
City	SAINT CHARLES
State	MO
Zip	63303-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIEKAMP HOMESTEAD #5 LOT 113
Legal Subdivision	DIEKAMP HOMESTEAD #5
Legal Lot Number	113
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	2
Census Block	2014
Census Tract	312300

Owner

Source: St. Charles County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 6, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 14, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Jan 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2016 · Amount on Record
Deed Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	201621760
Deed Book / Page	6477 / 1475
Last Transfer Date	Jan 16, 2018
Transfer Doc	0068690335
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 21, 2026
Property Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306
Document Number	0000034197
Instrument Date	Jul 12, 2026
Instrument	202634197
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306

Mortgage

Document Number	0000034197,
Date	Jul 21, 2026
Instrument	202634197

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 6, 2036

Interest

Rate	6.52%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306

Mortgage

Document Number	0000026130
Date	May 6, 2022
Instrument	2022R-026130

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306

Mortgage

Document Number	0000023613
Date	Apr 25, 2022
Instrument	2022R-023613

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Apr 15, 2028

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306

Mortgage

Document Number	2021R072896
Date	Aug 31, 2021
Instrument	2021R-072896

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306
Document Number	0072381468
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2417 MAPLE TREE DR ST CHARLES MO 633034306, ST CHARLES, MO 63303-4306

Mortgage

Document Number	0072381468
Date	Feb 28, 2020
Book Page	007238/001468
Instrument	121180

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 27, 2045

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 19, 2018
Property Address	2417 MAPLE TREE DR, SAINT CHARLES, MO 63303-4306
Document Number	0068690335
Book / Page	006869 / 000335
Instrument Date	Jan 16, 2018
Instrument	36690
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2417 MAPLE TREE DR ST CHARLES MO 633034306, ST CHARLES, MO 63303-4306

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,505.00 (-5.34%)	$78,331 (-2.6%)	$412,270 (-2.6%) Land $75,000 Building $337,270
2024	$4,759.00
2023		$80,419
2022			$423,258 Land $55,000 Building $368,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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