2417 Emily Ln, Elgin, IL 60124 Property Records

Kane County property record for 2417 Emily Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,500 sqft · built 2004
Lot Size	0.28 acres (1,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jun 2022)
Tax Bill	$5,512 (2025)
Deeds & Mortgages	Jun 2022 Sale Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-476-065`

Property Details

APN / Parcel Number

Primary APN	`06-29-476-065`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,286 sqft
Basement Area	786 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	1,218 sqft (0.28 acres)
Lot Dimensions	58 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2417 EMILY LN
City	ELGIN
State	IL
Zip	60124-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE - LOT 46 DESC IN DOC 2005K069302
Legal Subdivision	THE RESERVE
Legal Block	2
Legal Lot Number	46
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2017
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2417 EMILY LN, ELGIN, IL 60124-8743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Re-recorded Document FIRST AMERICAN TITLE
Mar 24, 2022	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC
Jun 22, 2017	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	202229869
Record Updated	Oct 29, 2026

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Jun 7, 2022
Property Address	2417 EMILY LN, ELGIN, IL 60124-8743
Document Number	0000029869
Instrument Date	Feb 24, 2022
Instrument	2022K029869
Record Updated	Jun 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 N AIRLITE ST, ELGIN, IL 60123-2680

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 24, 2022
Property Address	2417 EMILY LN, ELGIN, IL 60124-8743
Document Number	0000016410
Map Reference	DOC 2004K044951
Instrument Date	Feb 24, 2022
Instrument	2022K016410
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2417 EMILY LN, ELGIN, IL 60124-8743

Mortgage

Document Number	0000016411
Date	Mar 24, 2022
Instrument	2022K016411

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate	3.5%

Mortgage

Document Number	0000016412
Date	Mar 24, 2022
Instrument	2022K016412

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2417 EMILY LN, ELGIN, IL 60124-8743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032032
Date	Jun 22, 2017
Instrument	2017K032032

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2417 EMILY LN, ELGIN, IL 60124-8743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037107
Date	Aug 16, 2019
Instrument	2019K037107

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,512.00 (+15.82%) Homeowner's exemption	$80,251 (+8.57%) Land $20,940 Building $59,311	$240,849 (+8.57%) Land $62,845 Building $178,004
2024		$73,916 (+21.39%) Land $19,287 Building $54,629	$221,837 (+21.44%) Land $57,884 Building $163,953
2022	$4,759.00 (+4.75%) Homeowner's exemption	$60,889 (+6.96%) Land $15,888 Building $45,001	$182,667 (+6.96%) Land $47,664 Building $135,003
2021	$4,543.00 Homeowner's exemption	$56,927 Land $14,854 Building $42,073	$170,781 Land $44,562 Building $126,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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