2417 Co Rd 65, Centre, AL 35960 Property Records

Cherokee County property record for 2417 Co Rd 65, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,767 sqft · built 2002
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,892 (2026)
Deeds & Mortgages	May 2023 Line of Credit Apr 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-14-01-11-0-000-039.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-01-11-0-000-039.000`
Alternative APNs	`ALT APN:1401110000039000` `12081`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,767 sqft Living Area
1st Floor Area	2,767 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	709 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	12081
Street Address	2417 COUNTY ROAD 65
City	CENTRE
State	AL
Zip	35960-6416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT W 1, COCHRAN ESTATES PROP, PB 11/62
Legal Range	09E
Legal Township	10S
Legal Section	11
Legal Subdivision	COCHRAN ESTATES PROP
Legal Lot Number	W,1
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5050
Census Tract	956000

Owner

2417 Co Rd 65 is owned and occupied by two individuals.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2417 COUNTY ROAD 65, CENTRE, AL 35960-6416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF ALABAMA
Apr 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2417 COUNTY ROAD 65, CENTRE, AL 35960-6416
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229296
Date	May 24, 2023
Instrument	229296

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 27, 2028

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2417 COUNTY ROAD 65, CENTRE, AL 35960-6416
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228677
Date	Apr 5, 2023
Instrument	228677

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2417 Co Rd 65 was $1,892 with a homeowner's exemption, up 7.2% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,892.00 (+7.2%)
2025	$1,765.00 (+2.14%) Homeowner's exemption	$40,500 (+164.71%) Land $13,380 Building $27,120	$432,800 (+2.08%) Land $133,800 Building $299,000
2024	$1,728.00 (-0.75%) Additional exemption filed	$15,300 (-64.19%) Land $12,500 Building $2,800	$424,000 (-0.75%) Land $125,000 Building $299,000
2023	$1,741.00 (+6.42%) Homeowner's exemption	$42,720 (+233.23%)	$427,200 (+6.22%) Land $125,000 Building $302,200
2022	$1,636.00 Homeowner's exemption	$12,820 Land $10,000 Building $2,820	$402,200 Land $100,000 Building $302,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2417 Co Rd 65 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2417 Co Rd 65 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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