2416 Summerhill Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 2416 Summerhill Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,745 sqft · built 1986
Lot Size	0.75 acres (3,276 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Jul 2008)
Tax Bill	$8,315 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-452-03-00`

Property Details

APN / Parcel Number

Primary APN	`257-452-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,745 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	3,276 sqft (0.75 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2416 SUMMERHILL DR
City	ENCINITAS
State	CA
Zip	92024-5451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	LOT 110 TR 011041
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	011041
Legal Block	1
Legal Lot Number	110
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	17107

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2416 SUMMERHILL DR, ENCINITAS, CA 92024-5451
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2008 · Amount on Record
Deed Sale	Jul 2, 2008 · Amount on Record
Prior Sale	Jul 27, 2005 · Amount on Record
Deed Document Number	2008356776
Last Transfer Date	Nov 22, 2021
Transfer Doc	0000819143
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2021
Property Address	2416 SUMMERHILL DR, ENCINITAS, CA 92024-5451
Document Number	0000819143
Map Reference	MAP 11041
Instrument Date	Nov 22, 2021
Instrument	2021-0819143
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2416 SUMMERHILL DR, ENCINITAS, CA 92024-5451

Mortgage

Document Number	0000819144
Date	Dec 1, 2021
Instrument	2021-0819144

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2416 SUMMERHILL DR, ENCINITAS, CA 92024-5451
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 SUMMERHILL DR, ENCINITAS, CA 92024-5451

Mortgage

Document Number	0000197997
Date	Mar 15, 2021
Instrument	2021-0197997

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 1, 2041

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2416 SUMMERHILL DR, ENCINITAS, CA 92024-5451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089004
Date	Mar 7, 2018
Instrument	2018-0089004

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2416 SUMMERHILL DR, ENCINITAS, CA 92024-5451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056514
Date	Feb 4, 2020
Instrument	2020-0056514

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,974 (+2%) Land $505,688 Building $223,286
2025	$8,315.00 (+7.32%) Homeowner's exemption	$714,681 (+4.04%) Land $495,773 Building $218,908
2023	$7,748.00 (+2.49%) Homeowner's exemption	$686,930 Land $476,522 Building $210,408
2022	$7,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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