2416 Stephens Rd, Warren, MI 48091 Property Records

Macomb County property record for 2416 Stephens Rd, Warren, MI 48091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,454 sqft · built 1973
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Dec 2002)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-13-30-326-039`

Property Details

APN / Parcel Number

Primary APN	`12-13-30-326-039`
Alternative APN	`1330326039`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	831 sqft
Basement Area	831 sqft
Unfinished Basement	831 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bungalow
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	102 ft deep x 59 ft wide
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2416 STEPHENS RD
City	WARREN
State	MI
Zip	48091-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	N 46, 47 & 48 T1N R12E SEC 30 LELAND & MCCREADY SUB. LOTS 4647 & 48 INCL 1/2 VAC ALLEY L7 P94
Legal Range	12E
Legal Township	01N
Legal Section	30
Legal Subdivision	LELAND & MCCREADY SUB
Legal Lot Number	48,4647
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	4
Census Block	4003
Census Tract	263500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2416 STEPHENS RD, WARREN, MI 48091-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HUNTINGTON NATIONAL BANK
May 13, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2002 · Amount on Record
Deed Sale	Dec 10, 2002 · Amount on Record
Prior Sale	Oct 16, 1998 · Amount on Record
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	2416 STEPHENS RD, WARREN, MI 48091-1634
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 STEPHENS RD, WARREN, MI 48091-1634

Mortgage

Document Number	2300060413
Date	Jul 14, 2023
Book Page	29210/424
Instrument	202300060413

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	2416 STEPHENS RD, WARREN, MI 48091-1634
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 STEPHENS RD, WARREN, MI 48091-1634

Mortgage

Document Number	2102180284
Date	May 13, 2021
Book Page	27700/973
Instrument	202102180284

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Fitzgerald Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,580 (+15.68%)	$145,160 (+15.68%)
2025	$1,815.00 (+17.93%)
2023		$62,740	$125,480
2022	$1,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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