Douglas County property record for 2416 Spencer St, Omaha, NE 68111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,412 sqft · built 1910 |
| Lot Size | 0.094 acres (4,107 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Oct 2026) |
| Tax Bill | $2,513 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4031-0002-25 |
| Primary APN | 4031-0002-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| Gross Area | 2,468 sqft |
| Basement Area | 864 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Multi-Level |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,107 sqft (0.094 acres) |
| Lot Dimensions | 111 ft deep x 37 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | Deck Area |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2540310002 |
|---|---|
| Street Address | 2416 SPENCER ST |
| City | OMAHA |
| State | NE |
| Zip | 68111-3246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | WINCHES SUB DIV LOT 15 BLOCK 0 E 36.6 FT LTS 13-14-15 36.6 X 111 |
| Legal Subdivision | WINCHES SUB DIV |
| Legal Lot Number | 15 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | OMAHA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1100 |
Source: Douglas County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2416 SPENCER ST, OMAHA, NE 68111-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA |
| Oct 16, 2023 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| May 4, 2023 | Warranty Deed, Transfer · Line of Credit CORE BANK |
| Jan 7, 2022 | Special Warranty Deed, Transfer |
| Sep 3, 2021 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on Record |
| Deed Sale | Oct 5, 2026 · Amount on Record |
| Prior Sale | Oct 16, 2023 · Amount on Record |
| Deed Document Number | 202688230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Oct 5, 2026 |
| Property Address | 2416 SPENCER ST, OMAHA, NE 68111-3246 |
| Document Number | 0000088230 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202688230 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | UNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,357.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2416 SPENCER ST, OMAHA, NE 68111-3246 |
| Document Number | 0000088231, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202688231 |
| Name | GOLDWATER BANK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000088232, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202688232 |
| Name | GOLDWATER BANK NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 1, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Oct 16, 2023 |
| Property Address | 2416 SPENCER ST, OMAHA, NE 68111-3246 |
| Document Number | 0000077972 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2023077972 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | MIDWEST TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $371.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000077973 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023077973 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Number | 0000077974 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023077974 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68508 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | May 4, 2023 |
| Property Address | 2416 SPENCER ST, OMAHA, NE 68111-3246 |
| Document Number | 0000030246 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023030246 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | MIDWEST AREA TITLE INC, MIDWEST TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000030247 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023030247 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jan 7, 2022 |
| Property Address | 2416 SPENCER ST, OMAHA, NE 68111-3246 |
| Document Number | 0000002611 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022002611 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1299 FARNAM ST STE 300, 300, OMAHA, NE 68102-1857 |
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Sep 3, 2021 |
| Property Address | 2416 SPENCER ST, OMAHA, NE 68111-3246 |
| Document Number | 0000117485 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021117485 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1299 FARNAM ST STE 300, 300, OMAHA, NE 68102-1857 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Omaha City |
| Unified School District | Omaha Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,513.00 (-2.71%) | $150,300 (+51.97%) Land $7,200 Building $143,100 | $150,300 (+51.97%) Land $7,200 Building $143,100 |
| 2024 | $2,583.00 (+23.83%) | ||
| 2023 | $2,086.00 (+34.84%) | $98,900 (+36.41%) Land $7,200 Building $91,700 | $98,900 (+36.41%) Land $7,200 Building $91,700 |
| 2022 | $1,547.00 | $72,500 Land $7,200 Building $65,300 | $72,500 Land $7,200 Building $65,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Great Plains Communications, T-Mobile, Western Iowa Wireless.
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