2416 S Trail Ct, Chula Vista, CA 91914 Property Records

San Diego County property record for 2416 S Trail Ct, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,793 sqft · built 2003
Lot Size0.158 acres (6,897 sqft)
OwnerCompany Name on Record
Last Sale$609,000 (Jul 2014)
Tax Bill$6,564 (2025)
Deeds & MortgagesMay 2022 Transfer
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN595-724-05-00

Property Details

APN / Parcel Number

Primary APN595-724-05-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,793 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area6,897 sqft (0.158 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2416 S TRAIL CT
CityCHULA VISTA
StateCA
Zip91914-4165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SF2
Legal DescriptionLOT 24 TR 014162
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014162
Legal Block1
Legal Lot Number24
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group1
Census Block1009
Census Tract21306

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2416 S TRAIL CT, CHULA VISTA, CA 91914-4165
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 2, 2022Intrafamily Transfer, Transfer
Sep 7, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 30, 2020Loan Modification, Mortgage · Conventional Mortgage
CALIFORNIA CU
Feb 15, 2019Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2014 · Amount on Record
Deed SaleJul 11, 2014 · Amount on Record
Prior SaleMar 17, 2003 · Amount on Record
Deed Document Number2014290059
Last Transfer DateApr 29, 2022
Transfer Doc0000189847
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 2, 2022
Property Address2416 S TRAIL CT, CHULA VISTA, CA 91914-4165
Document Number0000189847
Map ReferenceMAP 14162
Instrument DateApr 29, 2022
Instrument2022-0189847
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2416 S TRAIL CT, CHULA VISTA, CA 91914-4165

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2416 S TRAIL CT, CHULA VISTA, CA 91914-4165
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2416 S TRAIL CT, CHULA VISTA, CA 91914-4165

Mortgage

Document Number0000631993
DateSep 7, 2021
Instrument2021-0631993
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2416 S TRAIL CT, CHULA VISTA, CA 91914-4165
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000465261
DateAug 18, 2020
Instrument2020-0465261
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMILLIKEN, CO 80543
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address2416 S TRAIL CT, CHULA VISTA, CA 91914-4165
Document Number0000465258
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedSep 1, 2020
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000465258
DateAug 18, 2020
Instrument465258
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91203
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2416 S TRAIL CT, CHULA VISTA, CA 91914-4165
Document Number0000074528
Instrument DateFeb 15, 2019
Transaction TypeMortgage
Record UpdatedSep 1, 2020
Title CompanyCALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2416 S TRAIL CT CHULA VISTA CA 919144165, CHULA VISTA, CA 91914-4165

Mortgage

Document Number0000074528
DateMar 1, 2019
Instrument74528
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209-9100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$746,553 (+2%) Land $210,390 Building $536,163
2025$6,564.00 (+3.94%)$731,915 (+4.04%) Land $206,265 Building $525,650
2023$6,315.00 (+1.36%)$703,496 Land $198,256 Building $505,240
2022$6,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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