2416 S 2nd St, Waco, TX 76706 Property Records

McLennan County property record for 2416 S 2nd St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,263 sqft · built 2005
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$500,080 (Mar 2024)
Tax Bill	$10,338 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2023 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`48-007200-000102-0`

Property Details

APN / Parcel Number

Primary APN	`48-007200-000102-0`
Alternative APN	`327638`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,263 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	2,263 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	171 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	1,625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2416 S 2ND ST
City	WACO
State	TX
Zip	76706-6408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CAMPBELL STEPHANIE ADDITION LOT 2 BLOCK 1 ACRES .179
Legal Subdivision	CAMPBELL STEPHANIE ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2006
Census Tract	200

Owner

2416 S 2nd St is owned by an individual who bought it in March 2024.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	856 W BARTLETT DR, BUDA, TX 78610-3471
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Vendor's Lien, Transfer · Conventional Mortgage LOANPEOPLE LLC
Mar 22, 2023	Vendor's Lien, Transfer · Construction Mortgage CENTRAL NATIONAL BANK
Aug 3, 2019	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on File
Deed Sale	Mar 12, 2024 · Amount on File
Prior Sale	Mar 22, 2023 · Amount on File
Deed Document Number	20247367
Prior Transfer Date	Jan 14, 2005
Prior Transfer Doc	0000002445
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 12, 2024
Property Address	2416 S 2ND ST, WACO, TX 76706-6408
Document Number	0000007367
Map Reference	FILE 2004019524
Instrument Date	Mar 11, 2024
Instrument	2024007367
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10912 RICK DR, WOODWAY, TX 76712-7534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 W BARTLETT DR, BUDA, TX 78610-3471

Mortgage

Document Number	0000007368
Date	Mar 12, 2024
Instrument	2024007368

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 22, 2023
Property Address	2416 S 2ND ST, WACO, TX 76706-6408
Document Number	0000008072
Map Reference	FILE 2004019524
Instrument Date	Mar 22, 2023
Instrument	2023008072
Transaction Type	Transfer
Record Updated	Apr 10, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 BELINDA DR, KELLER, TX 76248-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10912 RICK DR, WOODWAY, TX 76712-7534

Mortgage

Document Number	0000008073
Date	Mar 22, 2023
Instrument	2023008073

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2416 S 2ND ST, WACO, TX 76706-6408
Document Number	0000029996
Instrument Date	Aug 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 S 2ND ST WACO TX 767066408, WACO, TX 76706-6408

Tax Assessment & Valuation

The 2025 property tax bill for 2416 S 2nd St was $10,338, up 1.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,574 (+7.56%) Land $42,885 Building $451,689	$494,574 (+7.56%) Land $42,885 Building $451,689
2025	$10,338.00 (+1.64%)	$459,810 Land $38,990 Building $420,820	$459,810 Land $38,990 Building $420,820
2024	$10,171.00
2023		$388,410 Land $38,990 Building $349,420	$388,410 Land $38,990 Building $349,420
2022	$8,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2416 S 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2416 S 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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