2416 Michael Ave, Zion, IL 60099 Property Records

Lake County property record for 2416 Michael Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,440 sqft · built 2005
Lot Size	0.277 acres (12,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,000 (Aug 2018)
Tax Bill	$10,862 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-19-205-021`

Property Details

APN / Parcel Number

Primary APN	`04-19-205-021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,440 sqft Living Area
Gross Area	3,920 sqft
1st Floor Area	1,080 sqft
2nd Floor Area	1,360 sqft
Upper Floors Area	1,360 sqft
Basement Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	12,084 sqft (0.277 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2416 MICHAEL AVE
City	ZION
State	IL
Zip	60099-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPHERDS CROSSING PHASE TWO SUBDIVISION; LOT 71
Legal Subdivision	SHEPHERDS CROSSING PHASE TWO SUBDIVISION
Legal Phase	2
Legal Lot Number	71
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	3
Census Block	3023
Census Tract	860105

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2416 MICHAEL AVE, ZION, IL 60099-9224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 16, 2018	Warranty Deed, Transfer · FHA Mortgage ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Feb 7, 2018 · Amount on Record
Deed Document Number	20187506175
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2416 MICHAEL AVE, ZION, IL 60099-9224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AFFINITY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007599999
Date	Oct 11, 2019
Instrument	7599999

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	DRYDEN, WA 98821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 16, 2018
Property Address	2416 MICHAEL AVE, ZION, IL 60099-9224
Document Number	0007506175
Map Reference	DOC5592924
Instrument Date	Aug 13, 2018
Instrument	7506175
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2416 MICHAEL AVE, ZION, IL 60099-9224
Investor	Possibly a Property Investor

Mortgage

Document Number	0007506176
Date	Aug 16, 2018
Instrument	7506176

Lender

Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,052 (+23.32%) Land $17,878 Building $92,174	$330,189 (+23.32%) Land $53,639 Building $276,550
2024	$10,862.00 (+14.95%)
2023	$9,449.00 (+1.44%)	$89,241 (+13.79%) Land $14,497 Building $74,744	$267,749 (+13.79%) Land $43,495 Building $224,254
2022	$9,315.00	$78,424 Land $13,034 Building $65,390	$235,296 Land $39,106 Building $196,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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