2416 E Illinois St, Urbana, IL 61802 Property Records

Champaign County property record for 2416 E Illinois St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 888 sqft · built 1964
Lot Size	0.151 acres (6,557 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Oct 2019)
Tax Bill	$3,124 (2024)
Deeds & Mortgages	Sep 2023 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-130-022`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-130-022`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	888 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Other
Lot Area	6,557 sqft (0.151 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2416 E ILLINOIS ST
City	URBANA
State	IL
Zip	61802-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 183 SCOTTSWOOD 4TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SCOTTSWOOD 4TH SUB
Legal Lot Number	183
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3016
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2416 E ILLINOIS ST, URBANA, IL 61802-4569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage GREAT RIVERS COMMUNITY CAPITAL INCORPORA
May 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage JUSTINE PETERSEN HOUSING AND REINVESTMEN
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	201916592
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2416 E ILLINOIS ST, URBANA, IL 61802-4569
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 E ILLINOIS ST, URBANA, IL 61802-4569

Mortgage

Document Number	0000013908
Date	Sep 27, 2023
Instrument	2023R13908

Lender

Name	GREAT RIVERS COMMUNITY CAPITAL INCORPORA
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63106

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Oct 15, 2030

Interest

Rate	10%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2416 E ILLINOIS ST, URBANA, IL 61802-4569
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 E ILLINOIS ST, URBANA, IL 61802-4569

Mortgage

Document Number	0000006547
Date	May 22, 2023
Instrument	2023R06547

Lender

Name	JUSTINE PETERSEN HOUSING AND REINVESTMEN
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jun 15, 2030

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2416 E ILLINOIS ST, URBANA, IL 61802-4569
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005964
Date	Apr 4, 2022
Instrument	2022R05964

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.5%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 4, 2019
Property Address	2416 E ILLINOIS ST, URBANA, IL 61802-4569
Document Number	0000016592
Map Reference	MB O PG 11
Instrument Date	Oct 2, 2019
Instrument	2019R16592
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$121.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 E ILLINOIS ST, URBANA, IL 61802-4569

Mortgage

Document Number	0000016593
Date	Oct 4, 2019
Instrument	2019R16593

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Mortgage

Document Number	0000016594
Date	Oct 4, 2019
Instrument	2019R16594

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,840 (+25.2%) Land $3,660 Building $37,180	$122,520 (+25.2%) Land $10,980 Building $111,540
2024	$3,124.00 (+9.27%)
2022	$2,859.00	$32,620 Land $2,930 Building $29,690	$97,860 Land $8,790 Building $89,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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