2416 381st St S, Roy, WA 98580 Property Records

Pierce County property record for 2416 381st St S, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,430 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Mar 2021)
Tax Bill	$4,180 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031731-4-032`

Property Details

APN / Parcel Number

Primary APN	`031731-4-032`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,430 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	900 sqft
Upper Floors Area	528 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2416 381ST ST S
City	ROY
State	WA
Zip	98580-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 31 TOWNSHIP 17 RANGE 03 QUARTER 44 : COM AT INTER OF C/L OF ALLEN RD AT A LI 150 FT E OF N-S C/L TH S 00 DEG 06 MIN 20 SEC E PAR TO N-S C/L TO A PT 320 FT S OF N LI OF SW OF SE TH S 60 DEG E 180 FT TO C/L OF HORN CREEK TH S 57 DEG 30 MIN E 61
Legal Range	03
Legal Township	17
Legal Section	31
Legal Subdivision	CREEK
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	1
Census Block	1014
Census Tract	73006

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2416 381ST ST S, ROY, WA 98580-8907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2021907
Prior Transfer Date	Jun 8, 2011
Prior Transfer Doc	0000000813
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 12, 2021
Property Address	2416 381ST ST S, ROY, WA 98580-8907
Document Number	0003120907
Instrument Date	Mar 2, 2021
Instrument	202103120907
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,760.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 381ST ST S, ROY, WA 98580-8907

Mortgage

Document Number	0003120908
Date	Mar 12, 2021
Instrument	202103120908

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2416 381ST ST S, ROY, WA 98580-8907
Document Number	2008190108
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2416 38LST ST S ROY WA 98580, ROY, WA 98580

Mortgage

Document Number	2008190108
Date	Aug 19, 2020
Instrument	202008190108

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 1, 2017
Property Address	2416 381ST ST S, ROY, WA 98580-8907
Document Number	0009010715
Instrument Date	Aug 29, 2017
Instrument	201709010715
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 381ST ST S, ROY, WA 98580-8907

Mortgage

Document Number	0009010716
Date	Sep 1, 2017
Instrument	201709010716

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Yelm Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,180.00 (-2.97%)	$522,800 (+11.19%) Land $270,400 Building $252,400	$522,800 (+11.19%) Land $270,400 Building $252,400
2025	$4,308.00 (-15.94%)
2024	$5,125.00 (+5.52%)	$470,200 (-5.71%) Land $231,800 Building $238,400	$470,200 (-5.71%) Land $231,800 Building $238,400
2023	$4,857.00	$498,700 Land $241,400 Building $257,300	$498,700 Land $241,400 Building $257,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2016 · rainfall accumulation
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lightcurve DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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