Garfield County property record for 2415 Willow Spring Dr, Enid, OK 73703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,647 sqft · built 2005 |
| Lot Size | 0.113 acres (4,936 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Oct 2022) |
| Tax Bill | $2,861 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20990 |
| Primary APN | 20990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 1,647 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,936 sqft (0.113 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20990 |
|---|---|
| Street Address | 2415 WILLOW SPRING DR |
| City | ENID |
| State | OK |
| Zip | 73703-1483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 BLOCK 1 SD-E57 WILLOW CREEK ADDN SW/4 35-23-7 |
| Legal Range | 07W |
| Legal Township | 23N |
| Legal Section | 35 |
| Legal Subdivision | WILLOW CREEK ADDN |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | ENID |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 1302 |
Source: Garfield County records · APN 20990
Assessment roll updated March 10, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2415 WILLOW SPRING DR, ENID, OK 73703-1483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC |
| Oct 18, 2022 | Warranty Deed, Transfer · VA Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on Record |
| Deed Sale | Oct 18, 2022 · Amount on Record |
| Prior Sale | Nov 25, 2008 · Amount on Record |
| Deed Document Number | 20229987 |
| Deed Book / Page | 2604 / 820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Jun 15, 2026 |
| Property Address | 2415 WILLOW SPRING DR, ENID, OK 73703-1483 |
| Document Number | 0000005188 |
| Book / Page | 2762 / 537 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20265188 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2415 WILLOW SPRING DR, ENID, OK 73703-1483 |
| Document Number | 0000005188, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 2762/537 |
| Instrument | 20265188 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Oct 18, 2022 |
| Property Address | 2415 WILLOW SPRING DR, ENID, OK 73703-1483 |
| Document Number | 002604/820 |
| Book / Page | 2604 / 820 |
| Instrument Date | Oct 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | HERITAGE TITLE LLC, HERITAGE TITLE OF OK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2415 WILLOW SPRING DR, ENID, OK 73703-1483 |
| Document Number | 0002604821 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2604/821 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Garfield County records · Assessment roll updated March 10, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Enid City |
| Unified School District | Enid Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,861.00 (+2.32%) Homeowner's exemption | $27,500 (-) Land $2,500 Building $25,000 | $220,000 (-) Land $20,000 Building $200,000 |
| 2023 | $2,796.00 Homeowner's exemption | $27,500 Land $2,500 Building $25,000 | $220,000 Land $20,000 Building $200,000 |
Source: FEMA National Flood Hazard Layer as of June 7, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Technologies Fiber | 10,000 / 10,000 |
| Clarity Telecom Fiber | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| AMG Technology Investment Group Fixed Wireless | 700 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Chisholm Broadband.
Based on FCC filings for 300 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ENID serves 49,347 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures