2415 W 8th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2415 W 8th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,183 sqft · built 1903
Lot Size	0.161 acres (7,025 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jul 2007)
Tax Bill	$2,500 (2026)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010-4050-01640`

Property Details

APN / Parcel Number

Primary APN	`010-4050-01640`
Alternative APN	`850696`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,183 sqft Gross Area
1st Floor Area	676 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,025 sqft (0.161 acres)
Garage Area	484 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	154 sqft
Deck Area	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	850696
Street Address	2415 W 8TH ST
City	DULUTH
State	MN
Zip	55806-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 AND 8 INC W 25 FT OF LOT 391 BLK172 DULUTH PROPER 2ND DIV SERIAL #
Legal Subdivision	SPALDINGS ADD DULUTH
Legal Block	7
Legal Lot Number	7-8,391
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1016
Census Tract	2400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2415 W 8TH ST, DULUTH, MN 55806-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 5, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2007 · Amount on Record
Deed Sale	Jul 13, 2007 · Amount on Record
Deed Document Number	20071056339
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2415 W 8TH ST, DULUTH, MN 55806-1544
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 W 8TH ST, DULUTH, MN 55806-1544

Mortgage

Document Number	0001414856
Date	May 25, 2021
Instrument	1414856

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Mar 1, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2415 W 8TH ST, DULUTH, MN 55806-1544
Document Number	00A1375799
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 2, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2415 W 8TH ST DULUTH MN 558061544, DULUTH, MN 55806-1544

Mortgage

Document Number	00A1375799
Date	Mar 13, 2020
Instrument	A1375799

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,500.00 (+12.31%) Homeowner's exemption
2025	$2,226.00 (+3.06%) Homeowner's exemption	$213,000 (+13.48%) Land $26,500 Building $186,500	$213,000 (+13.48%) Land $26,500 Building $186,500
2024	$2,160.00	$187,700 (+19.94%) Land $31,800 Building $155,900	$187,700 (+19.94%) Land $31,800 Building $155,900
2022		$156,500 Land $28,000 Building $128,500	$156,500 Land $28,000 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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