2415 Twin Oak Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 2415 Twin Oak Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,193 sqft · built 1992
Lot Size	0.192 acres (8,382 sqft)
Owner	Trust Name on File
Last Sale	$372,000 (Aug 2001)
Tax Bill	$6,611 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2023 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`140-0-033-105`

Property Details

APN / Parcel Number

Primary APN	`140-0-033-105`
Alternative APN	`1390010445`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,193 sqft Living Area
1st Floor Area	1,098 sqft
2nd Floor Area	1,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	8,382 sqft (0.192 acres)
Garage Area	643 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	116 sqft

Location & Zoning

Street Address	2415 TWIN OAK DR
City	OXNARD
State	CA
Zip	93036-1592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT: 449200 LOT: 201 REF: 119MR 79
Legal Subdivision	TRACT NO. 4492
Legal Tract	449200
Legal Block	33
Legal Lot Number	201
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1012
Census Tract	3013

Owner

2415 Twin Oak Dr is owner-occupied and held in a trust since November 2023.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	2415 TWIN OAK DR, OXNARD, CA 93036-1592
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Correction Deed
Nov 14, 2023	Intrafamily Transfer, Transfer
Aug 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2001 · Amount on File
Deed Sale	Aug 31, 2001 · Amount on File
Deed Document Number	2001173420
Last Transfer Date	Nov 17, 2023
Transfer Doc	0000082334
Record Updated	Oct 29, 2026

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 20, 2023
Property Address	2415 TWIN OAK DR, OXNARD, CA 93036-1592
Document Number	0000082334
Map Reference	MB 119 PG 79-90
Instrument Date	Nov 17, 2023
Instrument	2023000082334
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2415 TWIN OAK DR, OXNARD, CA 93036-1592

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Nov 14, 2023
Property Address	2415 TWIN OAK DR, OXNARD, CA 93036-1592
Document Number	0000075016
Map Reference	MB 119 PG 79-90
Instrument Date	Nov 2, 2023
Instrument	2023000075016
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4215 TWIN OAK DRIVE, OXNARD, CA 93036

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4215 TOWN OAK DRIVE, OXNARD, CA 93306

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2415 TWIN OAK DR, OXNARD, CA 93036-1592
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 TWIN OAK DR, OXNARD, CA 93036-1592

Mortgage

Document Number	0000129252
Date	Aug 24, 2020
Instrument	20200824-00129252

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	285 Months
Due	May 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 2415 Twin Oak Dr was $6,611 with a homeowner's exemption, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$560,526 (+2%) Land $224,209 Building $336,317
2025	$6,611.00 (+2.23%) Homeowner's exemption	$549,536 Land $219,813 Building $329,723
2024	$6,467.00 (+4.24%)
2023	$6,204.00 (+2.95%) Homeowner's exemption	$528,198 Land $211,278 Building $316,920
2022	$6,026.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2415 Twin Oak Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2415 Twin Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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