Carroll County property record for 2415 Stone Rd, Westminster, MD 21158 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,776 sqft · built 1989 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,900 (Sep 1989) |
| Tax Bill | $3,316 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-017563 |
| Primary APN | 02-017563 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,776 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 71,003 sqft (1.63 acres) |
| Deck Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 017563 |
|---|---|
| Street Address | 2415 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.6341 AC NEAR STONE ROAD SW OF ARTERS MILL |
| Legal Subdivision | CARBAUGH RAYMOND PROP |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 502000 |
Source: Carroll County records · APN 02-017563
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2415 STONE RD, WESTMINSTER, MD 21158-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 02, 2022 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jan 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 1989 · Amount on Record |
| Deed Sale | Sep 14, 1989 · Amount on Record |
| Prior Sale | Apr 04, 1989 · Amount on Record |
| Deed Book / Page | 1167 / 686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2415 STONE RD, WESTMINSTER, MD 21158-1823 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0107040180 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 10704/180 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2415 STONE RD, WESTMINSTER, MD 21158-1823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0106590457 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 10659/457 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2415 STONE RD, WESTMINSTER, MD 21158-1823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST SOURCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0095280066 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 9528/0066 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,600 (+39.97%) Land $131,300 Building $234,300 | $365,600 (+39.97%) Land $131,300 Building $234,300 | |
| 2025 | $3,316.00 (+12.37%) Homeowner's exemption | ||
| 2023 | $2,951.00 Homeowner's exemption | $261,200 Land $131,300 Building $129,900 | $261,200 Land $131,300 Building $129,900 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135020002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003, river or lake flooding, Hurricane Isabel |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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