2415 Seneca St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2415 Seneca St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	876 sqft · built 1942
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$66,900 (Apr 2021)
Tax Bill	$476 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Mortgage
APN	`06-5.0-16-001-003-116.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-001-003-116.000`

Interior

Building Area	876 sqft Base Area
1st Floor Area	876 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 40 ft wide

Location & Zoning

Street Address	2415 SENECA ST
City	SAINT JOSEPH
State	MO
Zip	64507-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STROP'S LOT:4 BLK:2LGL DESC:
Legal Subdivision	STROPS
Legal Block	2
Legal Lot Number	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5018
Census Tract	1500

Owner

2415 Seneca St is owned by an individual who bought it in April 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2827 MITCHELL AVE, SAINT JOSEPH, MO 64507-1643
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 24, 2018	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Jul 24, 2018 · Amount on File
Deed Document Number	20213289
Deed Book / Page	3760 / 640
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 5, 2021
Property Address	2415 SENECA ST, SAINT JOSEPH, MO 64507-1556
Document Number	003760/640
Book / Page	3760 / 640
Instrument Date	Apr 2, 2021
Instrument	2021003289
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 MITCHELL AVE, SAINT JOSEPH, MO 64507-1643

Mortgage

Document Number	2021003290
Date	Apr 5, 2021
Instrument	2021003290

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 24, 2018
Property Address	2415 SENECA ST, SAINT JOSEPH, MO 64507-1556
Document Number	2018006657
Instrument Date	Jul 23, 2018
Instrument	2018006657
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 SENECA ST, SAINT JOSEPH, MO 64507-1556

Mortgage

Document Number	2018006658
Date	Jul 24, 2018
Instrument	2018006658

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2415 Seneca St was $476.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$476.00	$6,620 Land $1,410 Building $5,210	$34,850 Land $7,440 Building $27,410
2024	$476.00 (+15.53%)
2023	$412.00 (-0.72%)	$6,260 (-) Land $1,410 Building $4,850	$32,940 Land $7,440 Building $25,500
2022	$415.00	$6,260 Land $1,410 Building $4,850
2021			$32,940 Land $7,440 Building $25,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2415 Seneca St; there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2007)
Most Recent Claim	May 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2415 Seneca St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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