2415 Ruth Rd, Arab, AL 35016 Property Records

Marshall County property record for 2415 Ruth Rd, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,474 sqft · built 2011
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2011)
Tax Bill	$1,605 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-09-0-000-024.003`

Property Details

APN / Parcel Number

Primary APN	`13-02-09-0-000-024.003`
Alternative APN	`504217`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	63,598 sqft (1.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	504217
Street Address	2415 RUTH RD
City	ARAB
State	AL
Zip	35016-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NW COR OF THE S1/2 NE1/4 NE1/4 OF SEC 9-8-1; THN S 659.1' TO A CO RD; THN W ALG SAID RD 465' TO THE POB; THN S 286'; W 200'; N 286.9'; E 200' TO THE POB CONT 1.46 AC(D) 4182/310
Legal Range	1E
Legal Township	8S
Legal Section	09
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	3
Census Block	3021
Census Tract	30402

Owner

2415 Ruth Rd is owned by an individual who bought it in August 2011.

Source: Marshall County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2418 RUTH RD, ARAB, AL 35016-4709
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Aug 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage REDSTONE FCU
Feb 26, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2011 · Amount on File
Deed Sale	Aug 18, 2011 · Amount on File
Deed Document Number	20113072416
Deed Book / Page	4992 / 30
Prior Transfer Date	Aug 5, 2011
Prior Transfer Doc	0003072416
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Nov 4, 2025
Property Address	2415 RUTH RD, ARAB, AL 35016-4709
Document Number	0003304979
Book / Page	7176 / 196
Instrument Date	Oct 31, 2025
Instrument	3304979
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2678 COUNTY HIGHWAY 48, BLOUNTSVILLE, AL 35031

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2418 RUTH RD, ARAB, AL 35016-4709

Mortgage

Document Number	0003304980
Date	Nov 4, 2025
Instrument	3304980

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARSHALL AL
Recording Date	Aug 5, 2022
Property Address	2415 RUTH RD, ARAB, AL 35016-4709
Document Number	0003250811
Book / Page	6840 / 99
Instrument Date	Jul 28, 2022
Instrument	3250811
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 PINECREST DR, CHEROKEE RIDGE, AL 35175-7847

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2578 COUNTY HIGHWAY 48, BLOUNTSVILLE, AL 35031-6645

Mortgage

Document Number	0003250812
Date	Aug 5, 2022
Instrument	3250812

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

Interest

Index	5-Year TN

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARSHALL AL
Recording Date	Feb 26, 2020
Property Address	2415 RUTH RD, ARAB, AL 35016-4709
Document Number	0003202933
Instrument Date	Feb 19, 2020
Instrument	3202933
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2578 COUNTY HIGHWAY 48 BLOUNTSVILLE AL 350316645, BLOUNTSVILLE, AL 35031-6645

Tax Assessment & Valuation

The 2026 property tax bill for 2415 Ruth Rd was $1,605, up 6.7% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,605.00 (+6.72%)
2025	$1,504.00	$34,160 Land $2,720 Building $31,440	$195,400 Land $24,500 Building $170,900
2023	$1,341.00	$34,160 Land $2,720 Building $31,440	$170,800 Land $13,600 Building $157,200
2021	$1,254.00	$32,120	$160,600 Land $13,600 Building $147,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2415 Ruth Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2415 Ruth Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Total Radio Service Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: GoNetspeed.

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