2415 River Tree Cir, Sanford, FL 32771 Property Records

Seminole County property record for 2415 River Tree Cir, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,074 sqft · built 1995
Lot Size	4.1 acres (178,913 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2011)
Tax Bill	$8,038 (2025)
Deeds & Mortgages	Jul 2023 Transfer Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-19-29-5KC-0000-0310`

Property Details

APN / Parcel Number

Primary APN	`34-19-29-5KC-0000-0310`
Alternative APN	`1929345KC00000310`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	5,074 sqft Living Area
Gross Area	5,754 sqft
1st Floor Area	2,560 sqft
Upper Floors Area	1,852 sqft
Basement Area	662 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	178,913 sqft (4.1 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	636 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2415 RIVER TREE CIR
City	SANFORD
State	FL
Zip	32771-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 31 RIVER CREST PH 2 PB 38 PGS 93 TO 95
Legal Range	29E
Legal Township	19S
Legal Section	34
Legal Subdivision	RIVER CREST PH 2
Legal Tract	5KC
Legal Lot Number	31
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	2
Census Block	2010
Census Tract	20707

Owner

2415 River Tree Cir is owned and occupied by two individuals who acquired it in July 2023.

Source: Seminole County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2415 RIVER TREE CIR, SANFORD, FL 32771-8334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2011 · Amount on File
Deed Sale	May 13, 2011 · Amount on File
Prior Sale	Apr 1, 2008 · Amount on File
Deed Document Number	201150755
Deed Book / Page	7571 / 251
Last Transfer Date	Jul 10, 2023
Transfer Doc	0104721717
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Jul 13, 2023
Property Address	2415 RIVER TREE CIR, SANFORD, FL 32771-8334
Document Number	0104721717
Book / Page	10472 / 1717
Map Reference	MB 38 PG 93-95
Instrument Date	Jul 10, 2023
Instrument	2023064509
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2415 RIVER TREE CIR, SANFORD, FL 32771-8334

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2415 RIVER TREE CIR, SANFORD, FL 32771-8334

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2415 RIVER TREE CIR, SANFORD, FL 32771-8334
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 RIVER TREE CIR, SANFORD, FL 32771-8334

Mortgage

Document Number	0100291417
Date	Aug 30, 2021
Book Page	10029/1417
Instrument	2021115361

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2415 River Tree Cir was $8,038.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,038.00	$606,174	$905,702 Land $200,000 Building $705,702
2023	$7,385.00 (+2.41%) Homeowner's exemption	$571,932 (+3%)	$740,121 (+0.79%) Land $142,000 Building $598,121
2022	$7,211.00 Homeowner's exemption	$555,274	$734,298 Land $142,000 Building $592,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2415 River Tree Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 113 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	113 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2415 River Tree Cir is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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