2415 Oyster Loop Dr, Sugar Land, TX 77478 Property Records

Fort Bend County property record for 2415 Oyster Loop Dr, Sugar Land, TX 77478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,954 sqft · built 1998
Lot Size	0.18 acres (7,865 sqft)
Owner	Individual Name on Record
Tax Bill	$6,353 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R195411`

Property Details

APN / Parcel Number

Primary APN	`R195411`
Alternative APN	`6705-32-003-0070-907`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,954 sqft Living Area
1st Floor Area	1,505 sqft
2nd Floor Area	1,449 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,865 sqft (0.18 acres)
Garage Type	Detached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	111 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R195411
Street Address	2415 OYSTER LOOP DR
City	SUGAR LAND
State	TX
Zip	77478-5267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	J
Legal Description	PLANTATION BEND SEC 3-B, BLOCK 3, LOT 7
Legal Subdivision	PLANTATION BEND SEC 3-B
Legal Block	3
Legal Lot Number	7
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	2
Census Block	2003
Census Tract	671602

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2415 OYSTER LOOP DR, SUGAR LAND, TX 77478-5267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Vendor's Lien, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CO
Oct 22, 2019	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020
Deed Sale	Jul 2, 2020
Prior Sale	Nov 25, 1998
Deed Document Number	2020080843
Record Updated	Jun 8, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jul 2, 2020
Property Address	2415 OYSTER LOOP DR, SUGAR LAND, TX 77478-5267
Document Number	0000080843
Map Reference	SL 1401/B
Instrument Date	Jun 25, 2020
Instrument	2020080843
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	ENVISION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 CARSISON PKY #236236, 501, HOPKINS, MN 55305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 OYSTER LOOP DR, SUGAR LAND, TX 77478-5267

Mortgage

Document Number	0000080844
Date	Jul 2, 2020
Instrument	2020080844

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	2415 OYSTER LOOP DR, SUGAR LAND, TX 77478-5267
Document Number	0000123300
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2415 OYSTER LOOP DR SUGAR LAND TX 774785267, SUGAR LAND, TX 77478-5267

Mortgage

Document Number	0000123300
Date	Oct 28, 2019
Instrument	123300

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 27, 2039

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Sugar Land City
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,353.00 (+1.15%) Homeowner's exemption	$460,912 (+1%) Land $64,838 Building $409,364	$474,202 (+4.8%) Land $64,838 Building $409,364
2024	$6,281.00 (+19.66%) Homeowner's exemption	$419,011 (+1%) Land $64,838 Building $387,655	$452,493 (+2.1%) Land $64,838 Building $387,655
2023	$5,249.00 (-16.39%) Homeowner's exemption	$380,919 Land $49,875 Building $393,327	$443,202 Land $49,875 Building $393,327
2018	$6,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	9 (2008–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims Hurricane Ike, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUGAR LAND serves 80,381 people · EPA ID TX0790005
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Frontier.

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