2415 Olive St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2415 Olive St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	944 sqft · built 1897
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$138,985 (Nov 2023)
Tax Bill	$441 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2021 Construction Loan
APN	`06-5.0-16-001-003-071.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-001-003-071.000`

Interior

Building Area	944 sqft Base Area
1st Floor Area	944 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide

Location & Zoning

Street Address	2415 OLIVE ST
City	SAINT JOSEPH
State	MO
Zip	64507-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HERMAN'S ADDITION LOT:16 BLK:2LGL DESC:
Legal Subdivision	HERMANS ADDITION
Legal Block	2
Legal Lot Number	16
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5008
Census Tract	1500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2415 OLIVE ST, SAINT JOSEPH, MO 64507-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION BANK
Oct 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	20239239
Deed Book / Page	3792 / 670
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 21, 2023
Property Address	2415 OLIVE ST, SAINT JOSEPH, MO 64507-1540
Document Number	003792/670
Book / Page	3792 / 670
Instrument Date	Nov 16, 2023
Instrument	2023009239
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 OLIVE ST, SAINT JOSEPH, MO 64507-1540

Mortgage

Document Number	2023009240
Date	Nov 21, 2023
Instrument	2023009240

Lender

Name	FIRST OPTION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 7, 2021
Property Address	2415 OLIVE ST, SAINT JOSEPH, MO 64507-1540
Document Number	3768/245
Book / Page	3768 / 245
Instrument Date	Sep 20, 2021
Instrument	2021010943
Transaction Type	Construction Loan
Record Updated	Oct 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 DELICIAS RD SE, RIO RANCHO, NM 87124-2988

Mortgage

Document Number	2021010944
Date	Oct 7, 2021
Instrument	2021010944

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$441.00	$6,110 (+5.16%) Land $1,690 Building $4,420	$32,180 (+5.16%) Land $8,900 Building $23,280
2024	$441.00 (+14.55%)
2023	$385.00 (-0.52%)	$5,810 (-) Land $1,690 Building $4,120	$30,600 (-) Land $8,900 Building $21,700
2022	$387.00	$5,810 Land $1,690 Building $4,120
2021			$30,600 Land $8,900 Building $21,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2007)
Most Recent Claim	May 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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