2415 Old Pine Trl, Fleming Island, FL 32003 Property Records

Clay County property record for 2415 Old Pine Trl, Fleming Island, FL 32003 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,615 sqft · built 2003
Lot Size	0.082 acres (3,566 sqft)
Owner	Individual Name on File
Tax Bill	$2,969 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-26-014221-039-70`

Property Details

APN / Parcel Number

Primary APN	`05-05-26-014221-039-70`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,615 sqft Living Area
Gross Area	1,857 sqft
1st Floor Area	1,141 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	3,566 sqft (0.082 acres)
Garage Type	Attached
Garage Area	242 sqft
Porch	Finished/Open Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2415 OLD PINE TRL
City	FLEMING ISLAND
State	FL
Zip	32003-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18-C PINE LAKE U-1 AS REC OR 4210 PG 1651, 4718 PG 1847, 4720 PG 796
Legal Range	26E
Legal Township	05S
Legal Section	05
Legal Subdivision	PINE LAKE U-1
Legal Lot Number	18-C
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1006
Census Tract	30707

Owner

Source: Clay County records · APN 05-05-26-014221-039-70

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2415 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2026	Warranty Deed, Transfer · VA Mortgage GATEWAY MORTGAGE CORPORATION
May 16, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 11, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 15, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2026
Deed Sale	Jun 04, 2026
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	202627285
Deed Book / Page	5052 / 205
Prior Transfer Date	May 15, 2023
Prior Transfer Doc	0047200796
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 04, 2026
Property Address	2415 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918
Document Number	0000027285
Book / Page	5052 / 205
Instrument Date	Jun 01, 2026
Instrument	202627285
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918

Mortgage

Document Number	0000027286,
Date	Jun 04, 2026
Instrument	202627286

Lender

Name	GATEWAY MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	May 16, 2023
Property Address	2415 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918
Document Number	0047200796
Book / Page	4720 / 796
Map Reference	MB 36 PG 78-90K
Instrument Date	May 15, 2023
Instrument	2023023902
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2415 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	May 11, 2023
Property Address	2415 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918
Document Number	0047181847
Book / Page	4718 / 1847
Map Reference	MB 36 PG 78-90K
Instrument Date	May 08, 2023
Instrument	2023022929
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2415 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1560 CALMING WATER DR, FLEMING ISLAND, FL 32003-3400

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 15, 2019
Property Address	2415 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918
Document Number	0042101651
Book / Page	004210 / 001651
Instrument Date	Jul 11, 2019
Instrument	36334
Transaction Type	Transfer
Record Updated	Jan 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 SHERWOOD DR SHOREHAM NY 117862053, SHOREHAM, NY 11786-2053

Mortgage

Document Number	42101653
Date	Jul 15, 2019
Book Page	004210/001653
Instrument	36335

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.82%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,969.00 (+4.95%) Homeowner's exemption Disabled Person's exemption	$239,862 (+5.99%)	$254,274 (+12.35%) Land $55,000 Building $199,274
2024	$2,829.00 (-37.69%)
2023	$4,540.00 (-5.04%) Homeowner's exemption Disabled Person's exemption	$226,314 (-0.11%) Land $40,000 Building $186,314	$226,314 (-0.11%) Land $40,000 Building $186,314
2022	$4,781.00 Homeowner's exemption	$226,558 Land $40,000 Building $186,558	$226,558 Land $40,000 Building $186,558

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 90 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Xfinity, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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