Midland County property record for 2415 Oakfield Dr, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,399 sqft · built 1992 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Trust Name on File |
| Last Sale | $355,000 (Jan 2021) |
| Tax Bill | $9,107 (2024) |
| Deeds & Mortgages | Jul 2022 Transfer Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-05-10-194 |
| Primary APN | 14-05-10-194 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,399 sqft Living Area |
| 1st Floor Area | 2,315 sqft |
| Basement Area | 2,315 sqft |
| Unfinished Basement | 2,313 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 171 ft deep x 118 ft wide |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2415 OAKFIELD DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-6736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 9 HARCREST WEST SUB EXC E 2 FT |
| Legal Subdivision | HARCREST WEST SUB |
| Legal Lot Number | 9 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 291000 |
2415 Oakfield Dr is owner-occupied and held in a trust since February 2022.
Source: Midland County records, as of July 29, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2415 OAKFIELD DR, MIDLAND, MI 48640-6736 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Intrafamily Transfer, Transfer |
| Jan 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on File |
| Deed Sale | Jan 11, 2021 · Amount on File |
| Deed Book / Page | 1641 / 462 |
| Last Transfer Date | Feb 21, 2022 |
| Transfer Doc | 001658/343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 6, 2022 |
| Property Address | 2415 OAKFIELD DR, MIDLAND, MI 48640-6736 |
| Document Number | 001658/343 |
| Book / Page | 1658 / 343 |
| Map Reference | LB O PG 33 |
| Instrument Date | Feb 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2415 OAKFIELD DR, 2415, MIDLAND, MI 48640-6736 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2415 OAKFIELD DR, MIDLAND, MI 48640-6736 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jan 11, 2021 |
| Property Address | 2415 OAKFIELD DR, MIDLAND, MI 48640-6736 |
| Document Number | 1641/462 |
| Book / Page | 1641 / 462 |
| Map Reference | LB O PG 33 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Title Company | NOT AVAILABLE, FAMS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2415 OAKFIELD DR, 2415, MIDLAND, MI 48640-6736 |
| Name | Verified Name |
|---|---|
| Address | 204 BREAKER COVE DR, BAY CITY, MI 48708-8808 |
| Document Number | 1641463 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 1641/463 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $247,700 | $495,400 | |
| 2024 | $9,107.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2415 Oakfield Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 30 (1986–2020) |
| Claims Outside the SFHA | 4 of 30 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2415 Oakfield Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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