Stephens County property record for 2415 Oak Valley Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,928 sqft · built 1969 |
| Lot Size | 1.3 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $73,000 (Nov 2005) |
| Tax Bill | $1,612 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051A 005 |
| Primary APN | 051A 005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 57,064 sqft (1.3 acres) |
| Terrain | Gentle Slope |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 160 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Canopy | 378 sqft |
| Utility Building | 140 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 341650 |
|---|---|
| Street Address | 2415 OAK VALLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 10 OAK VALLEY RD |
| Legal Lot Number | 10 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 970202 |
2415 Oak Valley Rd is owned and occupied by two individuals who bought it in November 2005.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2415 OAK VALLEY RD, TOCCOA, GA 30577-8086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2005 · Amount on File |
| Deed Sale | Nov 21, 2005 · Amount on File |
| Deed Document Number | 0000073650 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 2415 OAK VALLEY RD, TOCCOA, GA 30577-8086 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2415 OAK VALLEY RD, TOCCOA, GA 30577-8086 |
| Document Number | 0012660000000206 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 0000001266/0000000206 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 2415 Oak Valley Rd was $1,612 with a homeowner's exemption.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,612.00 Homeowner's exemption | $72,160 Land $2,488 Building $69,672 | $180,402 Land $6,221 Building $174,181 |
| 2023 | $1,323.00 (+0.61%) Homeowner's exemption | $46,465 (+5.18%) Land $2,488 Building $43,977 | $116,164 (+5.18%) Land $6,221 Building $109,943 |
| 2022 | $1,315.00 Homeowner's exemption | $44,177 Land $2,488 Building $41,689 | $110,444 Land $6,221 Building $104,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2415 Oak Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2415 Oak Valley Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures